Legislative Activity

This joint resolution formally establishes "Life Month" to affirm the fundamental value and inherent dignity of every human life as an unalienable right. It recognizes the Supreme Court's *Dobbs* decision and urges Congress to enact laws protecting unborn life. Furthermore, the resolution commends organizations and individuals who support pregnant women and new families.

This resolution calls upon all Americans to observe Memorial Day, 2025, as a solemn occasion to honor the men and women of the Armed Forces who made the ultimate sacrifice in the pursuit of freedom and peace. Congress recognizes the profound debt owed to these patriots who have died defending American values globally. The bill encourages a national expression of respect, pride, and gratitude for their service and sacrifice.

The Financial Institution Regulatory Tailoring Enhancement Act significantly raises key asset thresholds across several major financial regulations from $\$10$ billion to $\$50$ billion. This change reduces the scope of supervision by the Consumer Financial Protection Bureau (CFPB) for many large financial institutions. Furthermore, it adjusts the applicability of the Volker Rule, qualified mortgage definitions, and certain capital requirements.

The Unfunded Mandates Accountability and Transparency Act of 2025 significantly strengthens oversight of major federal regulations that impose substantial costs on state, local, Tribal governments, or the private sector. It mandates detailed regulatory impact analyses, enhances early stakeholder consultation, and requires agencies to select alternatives that maximize net benefits. Furthermore, the bill grants authority for judicial review of major rules that fail to comply with these new accountability standards.

The Bank Failure Prevention Act of 2025 establishes strict, accelerated timelines for federal agencies reviewing applications for bank mergers and holding company changes. This legislation mandates that agencies must either approve or deny applications within 90 days of submission, or the application is automatically approved. The goal is to streamline the regulatory process by imposing clear deadlines for completeness checks and final decisions.

The Fair Audits and Inspections for Regulators’ Exams (FAIR Exams) Act establishes strict deadlines for federal regulators to complete financial examinations and issue reports. It also creates a new, independent Board to review complaints about examination practices and allows financial institutions to appeal "material supervisory determinations" *de novo*. Furthermore, the bill mandates faster regulatory responses to requests for permission or guidance and strengthens anti-retaliation protections for institutions using appeal rights.

The Financial Integrity and Regulation Management (FIRM) Act prohibits federal banking agencies from using "reputational risk" as a factor in supervising, examining, or rating financial institutions. This legislation aims to ensure that bank oversight focuses strictly on financial safety and soundness, rather than public perception or political considerations. Agencies must remove all references to reputational risk from their guidance and report back to Congress on their compliance within 180 days.

The Improving Seniors’ Timely Access to Care Act of 2025 aims to streamline and modernize the prior authorization process within Medicare Advantage plans. This bill mandates the adoption of electronic prior authorization systems and significantly increases transparency regarding approval rates and decision times starting in 2027. Furthermore, it establishes new enrollee protections and grants the Secretary authority to enforce faster decision timeframes for medical services.

The Retirement Fairness for Charities and Educational Institutions Act of 2025 modifies federal securities laws to update exemptions for 403(b) retirement plans. This legislation clarifies requirements under the Investment Company Act, the Securities Act, and the Securities Exchange Act. The changes generally condition these exemptions on the employer taking on specific fiduciary responsibilities regarding the selection and approval of investment options offered to participants.

The STOP Screwworms Act mandates the establishment of facilities to rear and release sterile New World screwworm flies in high-risk areas to combat infestations. The Secretary of Agriculture must build these modular facilities within 180 days of enactment and provide annual public reports on the threat and control efforts. The bill authorizes up to $300 million to fund these necessary actions.

The Save Healthcare Workers Act aims to protect hospital personnel by making assault against them a federal crime with severe penalties. It also establishes a new federal grant program to help hospitals implement crucial safety measures, such as violence prevention training and physical security upgrades. This legislation seeks to reduce workplace violence in healthcare settings across the nation.

The CFPB Budget Integrity Act limits the amount of unspent funds, or "unobligated balances," the Consumer Financial Protection Bureau (CFPB) can retain to no more than 5% of a specified statutory amount. Any excess savings must be transferred to the Treasury general fund. This legislation also enhances reporting requirements to provide greater transparency regarding the CFPB's retained balances.

The Protecting the Mailing of Firearms Act repeals the federal ban on mailing certain concealable firearms. This legislation also prohibits the U.S. Postal Service from enacting rules that would block or unduly restrict the mailing of firearms, ammunition, or their components. Furthermore, the USPS cannot require sellers to disclose customer records or firearm serial numbers as a condition for mailing these items.

This resolution officially recognizes and supports the goals of San Jacinto Day, commemorating the anniversary of the pivotal Battle of San Jacinto on April 21, 1836. It honors General Sam Houston and the Texan Army for their decisive victory that secured Texas independence from Mexico. The bill emphasizes the enduring legacy of courage and sacrifice from that battle, which continues to inspire pride.

The Accounting STEM Pursuit Act of 2025 officially recognizes accounting education as a vital component of a well-rounded K-12 curriculum. This legislation amends federal education law to ensure accounting is counted within core curriculum planning frameworks. The Act specifically directs states and districts to improve access to quality accounting programs, with a focus on increasing opportunities for underrepresented students.

The Safeguard American Voter Eligibility Act (SAVE Act) significantly amends federal law to require individuals registering to vote in federal elections to present documentary proof of U.S. citizenship. This legislation mandates that states actively clean their voter rolls and cooperate with federal agencies to verify citizenship status. It establishes new criminal penalties for officials who fail to enforce these documentation requirements.

This bill expresses the disapproval of Congress regarding a recently submitted rule by the Office of the Comptroller of the Currency (OCC) concerning the review of applications under the Bank Merger Act. Through this joint resolution, Congress is formally voiding the OCC's proposed changes to bank merger review procedures. Consequently, the rule published on December 29, 2023, will have no legal effect.

The DRIVE Act prohibits the Federal Motor Carrier Safety Administration from mandating speed limiting devices on heavy commercial vehicles engaged in interstate commerce. This legislation removes any federal requirement for trucks over 26,000 pounds to have their top speed electronically capped. In essence, the bill deregulates restrictions concerning speed control technology for large, cross-state eighteen-wheelers.

The National Biotechnology Initiative Act of 2025 establishes a comprehensive, whole-of-government effort to advance U.S. leadership in biotechnology for national security and economic competitiveness. This Act creates the National Biotechnology Initiative, overseen by a new National Biotechnology Coordination Office within the Executive Office of the President. Participating federal agencies are mandated to coordinate strategies across research, data management, biomanufacturing, regulatory streamlining, and workforce development. The law also establishes mechanisms for interagency coordination, public reporting, and the development of a national biotechnology strategy.

The Affordable Housing Credit Improvement Act of 2025 updates federal housing tax credit allocations to reflect current economic realities and boosts minimum state allotments. It reforms tenant eligibility rules to stabilize tenancy and enhance protections for vulnerable residents, including victims of abuse. The bill also provides disaster relief for property owners, increases incentives for housing the extremely low-income, and directs greater resources toward Native American and rural housing needs. Finally, it streamlines administrative processes and signals a future focus on data transparency and discouraging restrictive local zoning.