Legislative Activity

The VA Home Loan Awareness Act of 2025 mandates the addition of a disclaimer on standard mortgage applications, informing applicants who indicate military service that they may qualify for a VA Home Loan. This ensures veterans and service members are immediately directed to explore their VA loan eligibility when applying for a mortgage. The bill also requires the GAO to study the effectiveness of this new disclaimer requirement among lenders.

The Cellphone Jamming Reform Act of 2025 limits the FCC's authority to prohibit the use of cell phone jamming systems within jails and prisons. This legislation specifically permits state and federal correctional facilities to deploy jamming technology to block communications involving inmates or contraband devices. Any facility using these systems must adhere to strict operational limits, ensure state funding for state-run systems, and coordinate with local public safety officials beforehand.

The Constitutional Concealed Carry Reciprocity Act of 2025 establishes a national standard for carrying concealed handguns across state lines. This act allows individuals legally permitted to carry in their home state to carry concealed in any other state that allows its residents to carry concealed firearms. The law does not override private property restrictions or prohibitions on government property, but it provides protections and legal recourse for those traveling in compliance with the new federal standard.

The Motorsports Fairness and Permanency Act of 2025 makes permanent a significant tax benefit for motorsports entertainment complexes. This legislation ensures these large venues can continue to use an accelerated 7-year recovery period for depreciating their building costs. By removing the previous expiration date, the Act provides long-term financial certainty for the industry.

The Down East Remembrance Act officially designates several specific creeks with new, permanent names recognized by the U.S. government. This legislation assigns names like Noah Styron Creek and Hunter Parks Creek based on precise geographic coordinates. Moving forward, all federal records and documents must use these newly established official names for the designated waterways.

The Fair and Open Competition Act of 2025 ensures fair competition on federally funded construction projects by prohibiting the government from requiring or penalizing bidders based on union agreements. This legislation aims to keep federal agencies neutral in labor relations while promoting cost savings and opening opportunities for all businesses. Exceptions to this neutrality rule are strictly limited to specific public health, safety, or national security emergencies.

This bill amends the Internal Revenue Code to officially treat payments made to a qualified health care sharing ministry as a deductible medical expense for tax purposes. Furthermore, the legislation clarifies that, for federal tax purposes, these ministries will no longer be considered health insurance plans. These changes are set to take effect for tax years beginning after December 31, 2025.

This resolution expresses the sense of Congress that Nigeria should be designated as a Country of Particular Concern due to severe violations of religious freedom. It urges the Nigerian government to protect religious minorities, prosecute those responsible for violence, and ensure religious freedom. The resolution also calls for increased U.S. diplomatic efforts and potential sanctions on individuals and groups responsible for religious freedom violations in Nigeria.

The Securing American Agriculture Act mandates an annual report from the Secretary of Agriculture detailing U.S. reliance on China for critical farming supplies like fertilizers, seeds, and veterinary drugs. This study must assess domestic production capabilities and identify supply chain vulnerabilities that China could exploit. The goal is to provide Congress with actionable recommendations for reducing dependency through onshore or nearshore production.

This bill disapproves a recent rule issued by the Bureau of Consumer Financial Protection (BCFP) concerning the use of medical information by creditors and consumer reporting agencies. Utilizing the Congressional Review Act, Congress nullifies this specific BCFP regulation. Consequently, the rejected rule will have no legal effect.

The "Pay Our Troops Act of 2025" ensures that members of the Armed Forces, essential Department of Defense civilians, and contractors continue to receive pay and allowances during periods when regular funding is disrupted. This act provides necessary appropriations to cover these costs for fiscal year 2025. The Act's provisions will terminate upon the enactment of regular appropriations, a continuing resolution that provides funding for the same purpose, or on January 1, 2026.

The Fighter Force Preservation and Recapitalization Act of 2025 aims to modernize and maintain the Air Force's fighter aircraft fleet by increasing the minimum number of fighter aircraft, requiring detailed reports on the fleet's status, prioritizing the assignment of new aircraft to existing squadrons, and preserving the Air National Guard's fighter capabilities. The act mandates the Air Force to assign at least three out of every four new advanced fighter aircraft to existing Air Force fighter squadrons and maintain at least 25 Air National Guard fighter aircraft squadrons. Additionally, it requires the Secretary of the Air Force to develop and submit an annual modernization plan for the Air National Guard's fighter fleet to Congress. The Act defines specific categories of fighter aircraft to clarify modernization efforts.

This bill disapproves and invalidates the Consumer Financial Protection Bureau's rule regarding overdraft lending practices of very large financial institutions. The rule, found in the Federal Register, is nullified by this disapproval.

The "Stop Fentanyl Money Laundering Act of 2025" aims to combat fentanyl and narcotics trafficking by enhancing financial institutions' ability to detect and report money laundering activities. It authorizes the Treasury Secretary to impose special measures against financial institutions involved in illicit fentanyl financing, mandates updated advisories on identifying Chinese professional money laundering networks, and requires guidance for reporting suspicious transactions linked to transnational criminal organizations involved in narcotics trafficking. The Act also calls for a comprehensive report on lessons learned from past drug crises to inform strategies for addressing the opioid crisis.

This bill expresses condolences for the 67 lives lost in the American Eagle Flight 5342 and PAT 25 crash near Ronald Reagan Washington National Airport on January 29, 2025. It recognizes the impact on Wichita, Kansas, and acknowledges the cooperation of officials in responding to the tragedy and assisting the families. The bill also commends the heroic actions of first responders and emergency services personnel.

The "Federal Firearms Licensee Protection Act of 2025" increases penalties for stealing firearms from licensed dealers. It sets stricter punishments, including up to 20 years in prison, for violating laws related to firearm theft. The act also mandates minimum prison sentences of 3 years for burglaries and 5 years for robberies targeting licensed firearm businesses.

The "Civil Investigative Demand Reform Act of 2025" amends the Consumer Financial Protection Act of 2010, modifying the process for issuing and challenging civil investigative demands (CIDs) by the CFPB. These modifications include specifying timelines for issuing demands, requiring more detailed information in the demands, and creating a process for attorneys to ask questions about the scope of a demand. The bill also expands the grounds for setting aside a demand and allows for judicial review of the CFPB's denial of a petition to modify or set aside a demand.

The Rectifying UDAAP Act amends the Consumer Financial Protection Act of 2010, modifying the rulemaking process for unfair, deceptive, or abusive acts or practices. It requires the CFPB to define "abusive act or practice," conduct cost-benefit analyses for new rules, and consider mitigating factors when assessing civil penalties. The act also sets new limitations and standards for the CFPB's enforcement authority, including where they can file enforcement actions, the clarity of their claims, and the remedies they can seek. Furthermore, it provides a notice and cure period for covered entities that self-report potential violations.

The Guarding Readiness Resources Act allows the National Guard Bureau to accept funds from states and territories as reimbursement for the use of military property. These funds will be used by the Department of Defense for the repair, maintenance, and replacement of assets used by National Guard units on state active duty.

This bill disapproves and nullifies the Consumer Financial Protection Bureau's rule that defines larger participants in the market for general-use digital consumer payment applications. The disapproval effectively cancels the rule.