Legislative Activity

This bill designates May 8, 2025, as "National Scam Survivor Day" to raise awareness about scams targeting Americans. It encourages public awareness, emphasizes the need for accessible resources to prevent scams, and supports law enforcement efforts. The bill aims to reduce the stigma around scams, promote a collaborative approach to support survivors, and improve scam prevention tools.

The Restoring Court Authority Over Litigation Act of 2025 clarifies that state and federal courts have exclusive regulatory authority over attorneys' litigation activities, preventing federal agencies from overseeing or regulating attorneys in legal proceedings. It also prohibits federal private civil actions against opposing attorneys for alleged misconduct during litigation. The bill amends the Fair Debt Collection Practices Act and the Consumer Financial Protection Act to ensure attorneys engaged in debt collection litigation are excluded from certain regulatory definitions, reinforcing the courts' authority over attorney conduct in litigation.

The "Made in America Manufacturing Finance Act of 2025" aims to bolster domestic manufacturing by increasing the loan limits for small manufacturers under the Small Business Act and the Small Business Investment Act. This will allow small manufacturers to access more capital, with loan limits increasing to $7,500,000 - $10,000,000 depending on the type. The goal is to provide greater financial support to help these businesses grow and thrive within the United States.

The CFPB Budget Integrity Act aims to ensure financial responsibility within the Consumer Financial Protection Bureau (CFPB) by capping the CFPB's unobligated balances for a fiscal year to 5% of its total funding from the Federal Reserve System. The bill mandates that any funds exceeding this limit be transferred to the Treasury's general fund. Additionally, the CFPB is required to report on how these funds are utilized.

The "Small Business Regulatory Reduction Act of 2025" aims to reduce the financial burden of federal regulations on small businesses. Starting in 2026, the Small Business Administration's regulatory budget for small businesses must not exceed zero, meaning new regulations should not increase costs for these businesses. The Chief Counsel for the Office of Advocacy of the SBA will report annually to Congress on the impact of federal rules on small businesses. No additional funds will be allocated to implement this act.

The "Prove It Act of 2025" aims to reduce regulatory burdens on small businesses by requiring agencies to consider indirect costs when creating new rules, allowing small businesses to petition for reviews of agency certifications, and mandating agencies to publish guidance documents and allow comments on rules with a significant economic impact on small businesses. Additionally, the Act amends the periodic review process for rules, requiring agencies to consider indirect costs and providing a mechanism for the Small Business Administration to address rules not reviewed within a 10-year period. The Act specifies that no additional funds will be allocated for its implementation.

The "Business Over Ballots Act" aims to prevent the Small Business Administration (SBA) from engaging in voter registration activities. It restricts the SBA Administrator from taking actions to facilitate voter registration unless explicitly authorized by federal law, and prohibits recipients of SBA assistance from using funds for voter registration purposes. The bill asserts that supporting voter registration is outside the SBA's mission and legal authority.

The "Miracle on Ice Congressional Gold Medal Act" authorizes the presentation of three Congressional Gold Medals to honor the 1980 U.S. Olympic Men's Ice Hockey Team for their historic "Miracle on Ice" victory. These medals will be given to the Lake Placid Olympic Center, the United States Hockey Hall of Fame, and the US Olympic and Paralympic Museum for public display. The Act also allows for the creation and sale of bronze duplicates to fund the medal production.

The "Safeguard American Voter Eligibility Act" mandates that individuals provide documentary proof of U.S. citizenship when registering to vote in federal elections. It amends the National Voter Registration Act of 1993 to include these requirements and directs states to reject applications lacking such proof. The Act also outlines acceptable forms of documentation, verification processes, and penalties for non-compliance, while allowing provisional ballots under certain conditions. Additionally, the Department of Homeland Security must notify state election officials when an individual becomes a naturalized citizen.

The "No Rogue Rulings Act of 2025" limits the scope of injunctions issued by U.S. district courts, restricting them to only apply to the parties involved in the case. An exception is provided for cases involving challenges to executive branch actions brought by multiple states from different circuits, in which a randomly selected three-judge panel may issue broader injunctions. The bill also allows parties to choose whether to appeal injunction decisions to the circuit court or the Supreme Court.

The "Combating Organized Retail Crime Act" aims to combat the rise in organized retail theft and related crimes by amending Title 18 of the U.S. Code to include provisions that target the theft, fraud, and illegal redistribution of goods. It also establishes an "Organized Retail and Supply Chain Crime Coordination Center" to coordinate federal, state, and local law enforcement efforts, share information, and track trends related to organized retail crime. The center will work to support training and technical assistance to combat organized retail crime and organized supply chain crime. Finally, the Act requires the evaluation of existing federal programs to identify ways to expand support for state, local, and tribal law enforcement.

The Neighborhood Homes Investment Act introduces a new tax credit to encourage the construction and rehabilitation of homes in distressed communities. This credit aims to bridge the "value gap" that often hinders development in these areas by incentivizing the creation of affordable homes for qualified low- to moderate-income homebuyers. The credit is allocated to developers through state agencies, with specific requirements for affordability, construction standards, and homeowner protection. If the homeowner sells the home within five years, a portion of the profit must be repaid.

The Homebuyers Privacy Protection Act amends the Fair Credit Reporting Act to limit consumer reporting agencies from sharing credit report information when a person requests a credit report for a residential mortgage loan. Consumer reporting agencies can only furnish this information if the entity has a firm offer of credit or insurance, has the consumer's authorization, or has an existing relationship with the consumer as a mortgage lender, servicer, or financial institution. This act aims to protect consumers' privacy during the home buying process by limiting the amount of entities that get access to their credit information. The changes will take effect 180 days after the Act is enacted.

The Enhanced Iran Sanctions Act of 2025 aims to prevent Iran from obtaining nuclear weapons and countering its support for terrorism by imposing sanctions on those involved in Iran's energy sector and those who provide financial support for its destabilizing activities. It mandates sanctions on foreign entities involved in processing, exporting, or selling Iranian oil, gas, and petrochemicals, while also establishing an interagency working group to coordinate and enforce these sanctions. The Act also amends existing legislation to require the identification of individuals involved in sanctionable activities or sanctions evasion related to Iranian oil and gas sales.

The "CATCH Fentanyl Act" directs the Department of Homeland Security to launch pilot projects at land ports of entry to test new technologies, including AI, for detecting contraband, illegal drugs, weapons, and human smuggling in vehicles and cargo. It requires detailed reports to Congress on the technologies' effectiveness, costs, and impact on privacy and civil liberties, while also outlining plans for broader implementation and protecting personal data. The Act emphasizes using existing resources, prohibiting new funding appropriations for these activities.

The TAKE IT DOWN Act aims to combat the spread of nonconsensual intimate visual depictions, including deepfakes, online. It establishes criminal penalties for intentionally sharing such images without consent, with increased penalties for depictions involving minors. The Act also requires online platforms to create a process for users to report and request the removal of nonconsensual intimate visual depictions within 48 hours, enforced by the Federal Trade Commission. It defines key terms related to consent, digital forgeries, and covered platforms, while also ensuring that the rest of the law remains valid if any part is deemed unenforceable.

The "Safeguarding American Property Act of 2025" amends the Immigration and Nationality Act to mandate the detention of criminal aliens who commit trespassing, vandalism, or arson. This bill expands the list of offenses that trigger mandatory detention for certain non-citizens.

This bill expresses support for "Financial Literacy Month" and recognizes the critical importance of financial literacy and education for all Americans. It highlights the concerning statistics around financial insecurity and lack of financial knowledge in the US. The bill encourages participation in Financial Literacy Month to promote financial education through various programs and activities.

The "1071 Repeal to Protect Small Business Lending Act" repeals Section 704B of the Equal Credit Opportunity Act, eliminating requirements for financial institutions to collect and report data on small business loans. This aims to reduce compliance costs for financial institutions, particularly smaller ones like community banks and credit unions. The goal is to alleviate regulatory burdens and improve credit access for small businesses by removing these data collection requirements.

The "Promoting New Bank Formation Act" aims to encourage the creation of new banks by easing regulatory burdens during their initial years. It allows for a phased-in approach to meeting capital requirements, simplifies business plan adjustments, and provides a more favorable leverage ratio for new rural community banks. The Act also expands agricultural lending authority for Federal savings associations and mandates a study on the decline of new banks to identify ways to promote their formation in underserved areas.