Legislative Activity

The Disaster Loan Accountability and Reform Act (DLARA) aims to increase transparency and improve management of Small Business Administration (SBA) disaster loans. It mandates stricter monthly reporting requirements for the SBA, imposes new financial breakdowns in the President's budget requests for disaster loan costs, and establishes limitations on new loan commitments when funding runs low. Furthermore, the bill requires comprehensive reports from the GAO and the SBA Inspector General to review past spending accuracy and the impact of recent program changes.

The Jeremy and Angel Seay and Sergeant Brandon Mendoza Protect Our Communities from DUIs Act of 2025 amends immigration law to address driving while intoxicated or impaired (DWI/DUI) offenses. This legislation establishes that a conviction for, or admission to the underlying acts of, a DWI/DUI offense makes a non-citizen inadmissible to the United States or deportable if already present. This applies regardless of whether the offense is classified as a misdemeanor or felony under local law.

The Expanding Access to Lending Options Act directs the National Credit Union Administration (NCUA) to prioritize the safety and soundness of federally chartered credit unions. This legislation primarily amends the Federal Credit Union Act by extending the maximum holding period for certain real estate assets from 15 to 20 years. It also clarifies the eligibility language for property involved in these real estate loans.

The Veterans Border Patrol Training Act establishes a pilot program to leverage the Department of Defense's SkillBridge program to train and hire transitioning servicemembers directly as U.S. Border Patrol agents. This initiative aims to facilitate a smooth transition for military personnel into federal law enforcement roles. The Secretary of Homeland Security must report annually to Congress on the program's participation and outcomes. This pilot program is set to automatically expire five years after its commencement date.

The Supporting Trade and Rebuilding Opportunity for National Growth Act, or STRONG Act, significantly increases the maximum loan amounts available through key Small Business Administration (SBA) programs. Specifically, it doubles the maximum size for standard 7(a) loans from $\$3.75$ million to $\$7.5$ million. Additionally, the bill raises the maximum loan amount for development company loans from $\$5$ million to $\$10$ million. These changes aim to provide greater capital access for small business growth and development.

The Unlocking our Domestic LNG Potential Act of 2025 centralizes the approval authority for all U.S. natural gas export and import facilities, including LNG terminals, exclusively with the Federal Energy Regulatory Commission (FERC). This legislation mandates that FERC must automatically deem such gas trade as being in the public interest during the review process. Furthermore, the Act explicitly preserves the President's existing authority to impose sanctions on gas imports or exports involving designated state sponsors of terrorism.

The Empower Charter School Educators to Lead Act updates federal grants supporting high-quality charter schools by enhancing technical assistance for authorizing agencies. It establishes new educator-led experience requirements for entities receiving pre-charter planning subgrants. The bill also modifies the required allocation percentages for how state entities distribute these grant funds.

The Reliable Power Act strengthens the Federal Energy Regulatory Commission's (FERC) oversight of federal agency actions that could impact electric grid reliability. It mandates annual long-term assessments by the Electric Reliability Organization (ERO) to identify potential generation shortfalls. If a shortfall is found, FERC must review proposed agency rules affecting power generation to ensure they do not negatively impact the bulk-power system's reliability before those rules can be finalized.

The Revitalizing Investment, Savings, and Entrepreneurship (RISE) Act aims to encourage investment by capping the federal tax rate on a specific portion of adjusted net capital gains at 15 percent. This change modifies existing tax code provisions to provide a lower, predictable rate for certain investment profits.

The Access to Small Business Investor Capital Act amends SEC reporting requirements for certain investment companies. This change allows these companies to exclude the indirect fees and expenses incurred from investing in an Acquired Fund, provided that Acquired Fund is a business development company. This simplifies the calculation of total "Acquired Fund Fees and Expenses" disclosed on registration statements.

The FIGHT Act of 2025 significantly strengthens federal prohibitions against animal fighting ventures, specifically targeting the sponsorship, exhibition, and gambling associated with these events. This legislation clarifies the definition of a rooster for legal purposes and bans the interstate transport of roosters for fighting. Furthermore, it empowers private citizens to file lawsuits against violators, allowing for civil penalties and the potential seizure of property used to facilitate illegal animal fighting.

The HUD Transparency Act of 2025 mandates that the Inspector General for the Department of Housing and Urban Development (HUD) must provide annual testimony to key Congressional committees. This testimony will detail efforts to combat fraud, waste, and abuse, assess the effectiveness of HUD programs, and offer recommendations for improving efficiency and accountability. This ensures regular, direct oversight of HUD operations by Congress.

The SAFE Cities Act establishes a process for the Attorney General to officially designate certain state or local governments as "anarchist jurisdictions" based on their failure to take reasonable steps to stop violence and property destruction. Once designated, these jurisdictions will face restrictions or unfavorable treatment regarding the distribution of federal grants. The criteria focus on local policies that hinder law enforcement's ability to restore order or that involve significant cuts to police funding.

The Community TEAMS Act of 2025 establishes new federal grants to fund partnerships between medical schools and local health facilities in rural and medically underserved communities. These grants aim to expand clinical training opportunities for medical students in high-need areas. The ultimate goal is to encourage these students to establish long-term medical practices within those communities after graduation.

This resolution strongly condemns the recent rise in ideologically motivated attacks targeting Jewish individuals and institutions across the United States, including the violent assault in Boulder, Colorado. The House of Representatives reaffirms its commitment to combating antisemitism and politically motivated violence in all its forms. It calls for thorough investigation and prosecution of such incidents and urges all sectors of society to speak out against hate.

The Energy Choice Act prevents state and local governments from enacting bans or restrictions on the type or source of energy services consumers can access. This legislation protects consumer choice across various energy sources, including natural gas, hydrogen, propane, and electricity, provided the energy is sold across state lines. Essentially, it limits local interference with energy delivery options.

The Bank Failure Prevention Act of 2025 establishes strict, accelerated timelines for federal agencies reviewing applications for bank mergers and holding company changes. This legislation mandates that agencies must either approve or deny applications within 90 days of submission, or the application is automatically approved. The goal is to streamline the regulatory process by imposing clear deadlines for completeness checks and final decisions.

The Financial Institution Regulatory Tailoring Enhancement Act significantly raises key asset thresholds across several major financial regulations from $\$10$ billion to $\$50$ billion. This change reduces the scope of supervision by the Consumer Financial Protection Bureau (CFPB) for many large financial institutions. Furthermore, it adjusts the applicability of the Volker Rule, qualified mortgage definitions, and certain capital requirements.

The Fair Audits and Inspections for Regulators’ Exams (FAIR Exams) Act establishes strict deadlines for federal regulators to complete financial examinations and issue reports. It also creates a new, independent Board to review complaints about examination practices and allows financial institutions to appeal "material supervisory determinations" *de novo*. Furthermore, the bill mandates faster regulatory responses to requests for permission or guidance and strengthens anti-retaliation protections for institutions using appeal rights.

The "Retirement Fairness for Charities and Educational Institutions Act of 2025" modifies regulations for 403(b) retirement plans, expanding the types of entities whose assets can be included in collective trust funds. It requires employers to act as fiduciaries and approve investment options for governmental 403(b) plans. The act also adds 403(b) plans to the types of plans that are exempt from certain registration requirements under specific securities regulations.