Legislative Activity

This bill officially renames the Department of Veterans Affairs women's health clinic in Milwaukee, Wisconsin. The clinic will now be known as the Anna Mae Robertson VA Well Woman Clinic. This change ensures all official records reflect the new designation.

This resolution formally recognizes and honors the 250th birthday of the United States Army, celebrating its 250 years of service, valor, and dedication to defending American freedom. Congress expresses deep appreciation for the Army's history, its commitment to core values, and its current readiness to meet any future global challenge. The resolution encourages the American public to observe this significant anniversary with appropriate ceremonies.

The Bank Failure Prevention Act of 2025 establishes strict, accelerated timelines for federal agencies reviewing applications for bank mergers and holding company changes. This legislation mandates that agencies must either approve or deny applications within 90 days of submission, or the application is automatically approved. The goal is to streamline the regulatory process by imposing clear deadlines for completeness checks and final decisions.

The Financial Integrity and Regulation Management (FIRM) Act prohibits federal banking agencies from using "reputational risk" as a factor in supervising, examining, or rating financial institutions. This legislation aims to ensure that bank oversight focuses strictly on financial safety and soundness, rather than public perception or political considerations. Agencies must remove all references to reputational risk from their guidance and report back to Congress on their compliance within 180 days.

This bill, the Bureau of Consumer Financial Protection Commission Act, restructures the Consumer Financial Protection Bureau (CFPB) by replacing its single Director leadership with an independent, five-member commission appointed by the President and confirmed by the Senate. The legislation updates numerous federal laws to replace references to the "Director" with the "Commission" or "Bureau" to reflect this new governance structure. The commission will oversee the agency's core rulemaking and enforcement authority, with a Chair selected from among its members to manage day-to-day operations.

This resolution formally congratulates His Holiness Pope Leo XIV on his historic election as the 267th pontiff of the Holy Roman Catholic Church. It celebrates the significance of him being the first American-born Pope in the Church's history. The measure also commends his lifelong service, missionary spirit, and dedication to truth and mercy. Finally, it offers prayers for his leadership as he begins his papacy.

This bill directs the Secretary of Transportation to update the federal definition of a "motorcycle." The updated definition specifies that a motorcycle is a motor vehicle originally built with an engine, designed for a rider to sit astride a seat or saddle, and capable of speeds over 30 mph. This change ensures federal regulations align with a clearer, standardized description of what constitutes a motorcycle.

The Ending Medicaid Discrimination Against the Most Vulnerable Act modifies the enhanced federal funding structure for Medicaid coverage provided to low-income adults. This bill establishes a gradual phase-out of the enhanced Federal Medical Assistance Percentage (FMAP) between 2027 and 2034, with the extra funding ending entirely in 2035. Furthermore, the legislation alters the incentives for states that have not yet expanded Medicaid coverage, potentially limiting future enhanced funding for those states if they expand after 2024.

The Ensuring Lasting Smiles Act mandates that group health plans and insurance policies provide comprehensive coverage for medically necessary treatment related to congenital anomalies or birth defects affecting the eyes, ears, teeth, mouth, or jaw. This coverage must include services needed to restore normal function and appearance, including necessary dental and orthodontic support. Plans must apply cost-sharing rules no more restrictive than those for other medical benefits, excluding purely cosmetic procedures.

The Pregnancy.Gov Act establishes a new national public website, Pregnancy.gov, to serve as a centralized hub connecting pregnant women with local resources. This site must offer tailored resource matching based on location and ensure listed providers have a consistent three-year service history. Crucially, the Act prohibits any organization that performs, refers for, or counsels in favor of abortion from being listed or receiving associated state grants.

The Protecting the Mailing of Firearms Act repeals the federal ban on mailing certain concealable firearms. This legislation also prohibits the U.S. Postal Service from enacting rules that would block or unduly restrict the mailing of firearms, ammunition, or their components. Furthermore, the USPS cannot require sellers to disclose customer records or firearm serial numbers as a condition for mailing these items.

The GUARD Act expands the use of federal grant funds to help state, local, and tribal law enforcement investigate elder financial fraud, "pig butchering" scams, and general financial fraud. This legislation allows agencies to hire specialized staff, receive advanced training on emerging technologies, and acquire necessary investigative tools. Furthermore, the Act mandates comprehensive federal reports to Congress detailing the scope of these scams and the effectiveness of current enforcement efforts.

This bill expresses the disapproval of Congress regarding a recently submitted rule by the Office of the Comptroller of the Currency (OCC) concerning the review of applications under the Bank Merger Act. Through this joint resolution, Congress is formally voiding the OCC's proposed changes to bank merger review procedures. Consequently, the rule published on December 29, 2023, will have no legal effect.

The FDA Modernization Act 3.0 mandates the FDA to update federal regulations within one year, replacing references to "animal testing" with the broader term "nonclinical testing" in drug development rules. This change aligns FDA regulations with recent legislative updates, allowing for the use of modern, non-animal testing methods in drug approval processes. The interim final rule implementing these changes will take effect immediately upon publication.

The Middle Class Mortgage Insurance Premium Act of 2025 permanently extends the deduction for mortgage insurance premiums and significantly raises the income limits for eligibility. This change allows more middle-class taxpayers to deduct these costs on their federal income taxes. These provisions will apply to tax years beginning after December 31, 2025.

The Enhanced Iran Sanctions Act of 2025 aims to prevent Iran from obtaining nuclear weapons and countering its support for terrorism by imposing sanctions on those involved in Iran's energy sector and those who provide financial support for its destabilizing activities. It mandates sanctions on foreign entities involved in processing, exporting, or selling Iranian oil, gas, and petrochemicals, while also establishing an interagency working group to coordinate and enforce these sanctions. The Act also amends existing legislation to require the identification of individuals involved in sanctionable activities or sanctions evasion related to Iranian oil and gas sales.

The Clear Communication for Veterans Claims Act mandates an independent assessment of all notices sent by the Department of Veterans Affairs (VA) to ensure they are clearer, more concise, and easier for claimants to understand. The VA Secretary must implement the resulting recommendations within one year of receiving the assessment. Additionally, this bill slightly extends the expiration date for certain existing limits on veterans' pension payments.

The 1071 Repeal to Protect Small Business Lending Act aims to eliminate the mandatory data collection and reporting requirements for small business loans previously established under Section 704B of the Equal Credit Opportunity Act. Proponents argue that these regulations impose unnecessary compliance costs on lenders, potentially hindering small business access to credit. This bill repeals those specific reporting mandates to reduce regulatory burdens on financial institutions.

The Promoting New Bank Formation Act aims to encourage the creation of new banks by providing regulatory relief for newly insured institutions. This includes a three-year phase-in period for new capital standards and streamlined processes for adjusting initial business plans. The Act also establishes temporary, favorable capital requirements for new rural depository institutions and expands lending authority for Federal savings associations to include agricultural loans. Finally, it mandates a study on barriers to new bank formation, especially in underserved areas.

The Secure Family Futures Act of 2025 modifies tax treatment for certain debt holdings of applicable insurance companies, excluding specific debt instruments from being treated as capital assets for tax purposes. Additionally, this Act extends the capital loss carryover period to 10 years for specified losses incurred by these insurance companies. These changes apply only to transactions occurring after December 31, 2025.