Legislation

The Bureau of Consumer Financial Protection-Inspector General Reform Act of 2025 establishes an independent Inspector General within the Bureau of Consumer Financial Protection (BCFP), appointed by the President and confirmed by the Senate, to provide oversight and accountability. It mandates the BCFP to allocate 2% of its funds to the Office of the Inspector General and requires the Inspector General to appear before Congress semi-annually. This act removes the Federal Reserve Chairman's authority to appoint the BCFP Inspector General, ensuring direct oversight of the BCFP's operations. The changes take effect upon Senate confirmation of the new Inspector General.

The "Save Our Small Farms Act of 2025" aims to improve and expand the Noninsured Crop Assistance Program and Whole Farm Revenue Protection to better support small and diversified farms. It streamlines the application process, offers premium discounts for transitioning to whole farm plans, and increases compensation for adverse weather events. The act also develops a single index insurance policy to protect farmers from income losses due to specific weather conditions, with a focus on accessibility and reduced paperwork for small-scale and underserved producers. Finally, it removes the $1,500,000 liability limitation.

The New Collar Jobs Act of 2025 aims to expand the cybersecurity workforce through various initiatives. It creates a tax credit for businesses that invest in cybersecurity education for their employees, offers student loan repayment assistance for cybersecurity professionals working in economically distressed areas, and seeks to increase cybersecurity scholarships. The act also incentivizes cybersecurity training for government contractors and encourages increased funding for cybersecurity education programs.

This bill directs the Secretary of Transportation to develop and implement a comprehensive 10-year Campus Modernization Plan for the United States Merchant Marine Academy, addressing critical infrastructure and facility upgrades. The plan aims to modernize education practices, enhance training facilities, improve safety and security, and ensure the Academy remains fully operational throughout the process. It also authorizes appropriations totaling $1,020,000,000 from the Maritime Security Trust Fund for fiscal years 2026 through 2035 for the phased rehabilitation, modernization, and construction of facilities and infrastructure.

The "District of Columbia One Vote One Choice Act" prohibits the District of Columbia from using ranked-choice voting in any of its elections, including those for federal offices, local positions, and ballot initiatives or referendums. It also amends the Help America Vote Act of 2002 to reflect this change.

The "Tradeable Energy Performance Standards Act" amends the Clean Air Act to establish a tradeable energy performance standard program that aims to reduce carbon dioxide emissions from electric, thermal, and cogeneration facilities. Starting in 2028, covered facilities must submit emission allowances for each ton of carbon dioxide released, with the number of allowances distributed based on an output-based emissions target that decreases annually. Facilities can also make alternative compliance payments or participate in allowance trading. The Act establishes a Carbon Mitigation Fund and Offset Program to further support emissions reduction and carbon sequestration efforts, with penalties for noncompliance and regular reporting to Congress on the program's effectiveness.

The Raise the Age Act of 2025 prohibits licensed firearm dealers from selling certain semiautomatic rifles and shotguns to individuals under 21, with exceptions for active military members and law enforcement officers. It also requires purchasers of these firearms to certify they are at least 21 or a "qualified individual". Additionally, the Act mandates a report from the FBI Director on improving information-sharing protocols for the FBI's public access line.

The "Strengthening Supply Chains Through Truck Driver Incentives Act of 2025" introduces a tax credit to incentivize individuals to become and remain commercial truck drivers. Eligible drivers may receive a \$7,500 tax credit, with new drivers potentially qualifying for a \$10,000 credit. The credit is subject to income limitations, driving hour requirements, and will expire after 2026. Certain apprenticeship programs may allow individuals to qualify for the credit while training.

The "End Taxpayer Subsidies for Electric Vehicles Act" eliminates the clean vehicle tax credit by repealing section 30D of the Internal Revenue Code of 1986. This change removes the tax credit for electric vehicles for vehicles put into use after the enactment of this law. The act also makes corresponding amendments to other sections of the Internal Revenue Code and title 23 of the United States Code to align with the repeal.

The "No Tax on Bonuses Act of 2025" excludes enlistment and reenlistment bonuses for members of the Armed Forces from gross income, meaning these bonuses will not be subject to federal income tax. This exclusion applies to various bonuses, including enlistment, accession, reenlistment, retention, and incentive bonuses, aimed at encouraging individuals to join or continue serving in the military. This change is applicable for taxable years starting after the enactment of this act.

The "Keep Our Girls Safe Act of 2025" prohibits individuals from entering a locker room while members of the opposite sex are present. This prohibition applies to any education program or activity under Title IX of the Education Amendments of 1972. The law will take effect 30 days after enactment.

The "Right Drug Dose Now Act of 2025" aims to improve patient safety and healthcare outcomes by advancing the use of pharmacogenomics to prevent adverse drug events. It directs the Secretary of Health and Human Services to update the National Action Plan for Adverse Drug Event Prevention, provide guidance to healthcare professionals on pharmacogenomic testing, and improve electronic health record systems to better utilize pharmacogenomic information. The act also seeks to enhance the FDA's adverse event reporting system to include drug-gene interaction data and improve drug labeling. Additionally, it requires studies and recommendations on how to further integrate pharmacogenomics into healthcare practices.

The "Dairy Nutrition Incentive Program Act of 2025" amends the Food and Nutrition Act of 2008 to establish a program encouraging SNAP recipients to purchase and consume naturally nutrient-rich dairy products like fluid milk, yogurt, and cheese through purchase incentives. The Act authorizes the Secretary to provide grants to eligible entities for project implementation, mandates rigorous project evaluations, and requires biennial reports to Congress. It appropriates $10,000,000 annually, with an additional $10,000,000 authorized for fiscal year 2026 and beyond, and transitions existing pilot programs into this new initiative.

This bill designates the United States Postal Service facility located at 5225 Harrison Avenue in Rockford, Illinois, as the "Jay P. Larson Post Office Building." It also mandates that all references to this facility in any legal or official documents of the United States will now refer to it by this new name.

The "Protecting Local Communities from Harmful Algal Blooms Act" amends the Stafford Act to include algal blooms as a cause for disaster relief. This change would allow communities impacted by algal blooms to be eligible for federal disaster assistance.

The State-Managed Disaster Relief Act amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to allow Governors or Indian tribal governments to request a single, upfront payment for "covered small disasters." This lump sum, equivalent to 80% of the estimated disaster assistance costs, offers states and tribal governments greater flexibility in managing disaster recovery efforts, provided they comply with certain regulations and reporting requirements. By accepting this payment, states and tribal governments waive additional assistance under the Public Assistance Program for the same disaster. This aims to streamline disaster relief and empower local decision-making in recovery efforts.

The Urban Waters Federal Partnership Act of 2025 codifies the Urban Waters Federal Partnership program, which aims to improve coordination among federal agencies to reconnect urban communities with their waterways. This will be achieved through technical assistance, project funding, and the establishment of Urban Waters ambassadors in designated partnership locations. The Act also establishes a steering committee to guide member agencies and requires annual reports to Congress on the program's progress. Finally, the act authorizes $10,000,000 annually for each of fiscal years 2026 through 2030 to carry out the Urban Waters program.

The Financial Exploitation Prevention Act of 2025 amends the Investment Company Act of 1940 to protect senior investors from financial exploitation. It allows investment companies to request contact information for a trusted contact person, and to postpone the redemption of securities if financial exploitation of a "specified adult" (age 65+ or an adult believed to be impaired) is suspected. The postponement is limited to 15 business days, with a possible 10-business-day extension, and requires internal review, notification to the designated contact, and reporting to state regulators or courts. The SEC must submit a report to Congress with recommendations for regulatory and legislative changes needed to address the financial exploitation of security holders who are specified adults.

The UNRWA Funding Emergency Restoration Act of 2025 aims to restore United States funding to the United Nations Relief and Works Agency (UNRWA) to address humanitarian needs in Gaza and support Palestinian refugees. It repeals previous legislation that prohibited funding to UNRWA and directs the Secretary of State to resume contributions, contingent upon UNRWA's progress in implementing recommendations for accountability and transparency. The Act also requires regular reports to Congress on UNRWA's progress and encourages cooperation between the U.S. and Israel to aid UNRWA in implementing reforms.

The Homes for Young Adults Act of 2025 establishes an entitlement program for housing choice vouchers for youth and young adults, ensuring access to tenant-based rental assistance and support services. It also promotes self-sufficiency by incentivizing public housing agencies to coordinate assistance and encourages landlord participation in self-sufficiency programs. The Act further directs HUD to create regulations for housing quality standards and limits screening criteria for applicants to factors directly related to their ability to meet lease obligations. Finally, it requires HUD to improve access to its programs for people with limited English proficiency through translation services, interpretation services, and a housing information resource center.