Legislative Activity

The Business of Insurance Regulatory Reform Act of 2025 clarifies and limits the authority of the Consumer Financial Protection Bureau (CFPB) over entities already regulated by state insurance authorities. This bill specifically restricts the CFPB's ability to enforce federal consumer protection rules against state-regulated insurers operating within the business of insurance. The legislation ensures that state insurance regulators maintain primary oversight for these entities.

The Accelerating Home Building Act of 2025 aims to combat the national housing shortage by streamlining the construction of new homes. This bill establishes a grant program to fund local entities in creating and pre-reviewing standardized building designs for smaller, mixed-income housing projects. By using these pre-approved plans, the goal is to significantly speed up local permitting and approval processes, making housing development faster and more predictable. The program prioritizes areas with high needs and ensures a portion of funding is reserved for rural communities.

The GENIUS Act establishes a comprehensive federal framework for the issuance and management of "payment stablecoins" in the United States. It mandates strict reserve requirements, capital standards, and regulatory oversight for approved issuers to ensure consumer protection and financial stability. The bill also clarifies the legal status of these stablecoins, explicitly stating they are not securities or commodities, while setting penalties for non-compliance.

The Patients Deserve Price Tags Act aims to drastically increase healthcare price transparency across the board. It mandates that hospitals, diagnostic labs, and ambulatory surgical centers publicly disclose detailed negotiated rates, cash prices, and gross charges in standardized formats. Furthermore, the bill strengthens requirements for health plans to provide consumers with real-time cost estimates and mandates itemized billing for patients after receiving care. These measures are backed by new compliance checks and significant daily penalties for non-compliance.

The Constitutional Citizenship Clarification Act of 2025 seeks to amend federal law regarding birthright citizenship under the 14th Amendment. It codifies existing exceptions, stating that automatic citizenship does not apply to children born in the U.S. to parents who are unlawfully present, present solely for diplomatic purposes, or engaged in hostile operations. This legislation aims to clarify that U.S. citizenship at birth is contingent upon allegiance, not solely physical location.

The PART Act aims to combat catalytic converter theft by mandating new federal standards for permanently marking these devices on all new vehicles. It establishes a grant program to fund the visible stamping of identification numbers onto existing converters to deter theft. Furthermore, the bill strengthens tracking requirements for sellers of used converters and introduces new federal criminal penalties for theft and trafficking of these components.

The Trafficking Survivors Relief Act of 2025 establishes a new federal process for trafficking survivors to seek the expungement of arrest records or the vacation of certain criminal convictions resulting from their victimization. It also creates a specific "duress" defense for defendants charged with serious federal crimes if they committed the offense while being trafficked. Furthermore, the bill mandates reporting on the use of these new relief mechanisms and clarifies that federal grants for legal aid can be used for post-conviction representation.

This joint resolution expresses Congress's disapproval of a recent rule issued by the Office of the Comptroller of the Currency (OCC) concerning the review of applications under the Bank Merger Act. By invoking the Congressional Review Act, this measure nullifies the specific OCC regulation regarding bank mergers. If enacted, the disapproved rule will have no legal force or effect.

This concurrent resolution expresses Congress's strong support and deep appreciation for America's law enforcement professionals. It recognizes the increasing dangers, high trauma exposure, and current staffing shortages facing officers nationwide. The resolution calls for enhanced safety measures, better resources, increased penalties for assaulting officers, and improved mental health support for law enforcement personnel. Ultimately, it urges all levels of government to provide the necessary support for officers to effectively protect their communities.

This bill mandates that the Committee on Foreign Investment in the United States (CFIUS) annually review and update a specific list of U.S. Government facilities and property deemed sensitive for national security. CFIUS must also report on any real estate transaction reviews involving these sensitive sites. This ensures the list remains current based on agency-specific annual reviews.

The Homebuyers Privacy Protection Act restricts how consumer reporting agencies can share your credit report when you are seeking a residential mortgage loan. Specifically, it limits the sharing of these reports unless they are connected to a firm offer of credit or are being sent to parties directly involved in your current mortgage, such as the originator or servicer. This ensures that your sensitive financial information is only accessed by relevant parties during the home loan process.

The Special District Fairness and Accessibility Act mandates that the Office of Management and Budget (OMB) issue clear guidance ensuring that qualifying special districts are recognized as eligible local government units for federal financial assistance. Federal agencies must then update their procedures to comply with this new guidance within one year. The OMB Director will report to Congress on agency compliance two years after enactment.

The Rapid Expulsion of Migrant Offenders who Violate and Evade (REMOVE) Act mandates the swift removal of immigrants who have been ordered to leave the country, particularly those convicted of deportable offenses. This legislation requires the Attorney General to complete all necessary immigration court proceedings for these individuals within a strict 15-day timeframe after they begin. The goal is to significantly speed up the deportation process for migrant offenders.

The Susan Muffley Act of 2025 mandates that the Pension Benefit Guaranty Corporation (PBGC) recalculate guaranteed pension benefits for participants in specific, named pension plans. This recalculation ensures beneficiaries receive their full vested plan benefit, ignoring standard federal guarantee limits. The PBGC must issue catch-up lump-sum payments with interest to those previously underpaid. Funding for these increased benefits will be provided through a newly established Treasury trust fund.

This resolution formally declares the nation's foundational belief in the inherent right to life for every human being, including the unborn. It recognizes the Supreme Court's decision to return authority over life protection laws to the people and their elected officials. Furthermore, the bill establishes an annual "Life Month" to commend organizations supporting life and urge lawmakers to enact protections for the unborn.

This resolution officially recognizes May as Jewish American Heritage Month to celebrate the significant contributions of Jewish Americans throughout U.S. history. It calls on leaders to use this month to educate the public about Jewish heritage and actively counter the current rise in antisemitism. The measure emphasizes the importance of ensuring the safety and dignity of the Jewish American community.

This resolution serves as a formal tribute honoring the life, achievements, and enduring legacy of former United States Senator Christopher "Kit" Bond of Missouri. It recognizes his decades of public service, including his terms as Missouri Governor and U.S. Senator, where he championed infrastructure, agriculture, and conservative values. The Senate expresses deep sadness over his passing and directs that official copies of this tribute be sent to his family.

The No Loan Forgiveness for Terrorists Act of 2025 amends the Public Service Loan Forgiveness (PSLF) program to disqualify employment with organizations that engage in activities with a "substantial illegal purpose." This exclusion specifically targets organizations involved in terrorism support, significant violations of immigration or child protection laws, or repeated illegal acts like vandalism or trespassing. Therefore, working for such entities will no longer count toward the forgiveness of federal student loans.

The Access to Small Business Investor Capital Act modifies how certain investment companies report their fees to the SEC. Specifically, it allows registered investment companies to exclude indirect fees and expenses paid through investments in business development companies from their "acquired fund fees and expenses" disclosure. This change aims to streamline the reporting process for funds investing in these specific entities.

The Improving Seniors’ Timely Access to Care Act of 2025 aims to modernize and increase transparency in the prior authorization process for Medicare Advantage plans. This bill mandates the adoption of electronic prior authorization systems and requires plans to publicly report detailed data on their approval, denial, and appeal rates. Furthermore, it establishes new standards to protect enrollees and grants the Secretary authority to enforce faster decision timelines for care requests.