Legislative Activity

The Rural Investment for Producers and the Environment (RIPE) Act of 2026 establishes a demonstration program within the USDA to pay agricultural producers for implementing environmentally beneficial practices in selected watersheds. This program will offer direct, performance-based contracts ranging from three to five years to improve water quality, soil health, and climate resiliency. Payments will be calculated based on costs, foregone income, and environmental benefits, with increased rates for limited resource and socially disadvantaged farmers.

This act mandates a strategic review of the Northeast Home Heating Oil Reserve to ensure its readiness for energy security needs. The Secretary of Energy must report to Congress on the Reserve's optimal capacity, composition, and capabilities. The goal is to create an action plan for maximizing the Reserve's effectiveness in supporting the region's energy security.

The Snowmobiles Arent Weapons (SAW) Act establishes a federal prohibition against using a motor vehicle to intentionally harm or capture mammalian predators on most federal lands. This act sets significant penalties, including fines and imprisonment, for violations. An exception is made for actions taken in self-defense against immediate harm.

The Protecting Students on Campus Act of 2025 aims to increase awareness of civil rights protections for students under Title VI of the Civil Rights Act. The bill mandates a public awareness campaign and requires colleges receiving federal aid to prominently display links and materials related to filing discrimination complaints. Furthermore, it establishes regular congressional briefings and requires annual reporting and targeted audits on how institutions handle complaints of discrimination based on race, color, or national origin.

This resolution condemns antisemitism in all its forms, particularly its proliferation on artificial intelligence (AI) platforms. It urges technology companies to implement robust, transparent safeguards to prevent AI systems from generating or amplifying antisemitic content. The bill encourages the development of standards, research, and public awareness initiatives to combat this threat while ensuring all actions remain consistent with constitutional protections.

The AI OVERWATCH Act establishes strict new licensing requirements for exporting advanced integrated circuits to designated countries of concern, including China and Russia. This legislation mandates detailed national security certifications to Congress before any license can be approved for these high-performance technologies. Furthermore, the bill creates an exemption process for trusted U.S. companies while terminating existing licenses for these sensitive exports.

The Veteran Suicide Prevention Act mandates the Department of Veterans Affairs (VA) to conduct a comprehensive review of veteran suicides over the preceding five years, focusing on prescription practices. This review will analyze medication use, diagnoses, and demographic data for veterans who died by suicide while receiving VA care. The VA must then submit a detailed report of its findings and recommendations to Congress and the public.

The Veterans Spinal Trauma Access to New Devices (STAND) Act mandates an annual preventative health evaluation for veterans with spinal cord injuries or disorders. This comprehensive assessment will cover risks, pain management, nutrition, and the need for advanced assistive technologies, including neuromodulation devices. The VA is required to consult with specialists and manufacturers when developing implementation guidelines. Furthermore, the Secretary must report biennially to Congress on the utilization and outcomes of these evaluations and assistive technologies.

This resolution expresses support for designating November 2025 as National Lung Cancer Awareness Month. It highlights the critical need to increase public awareness regarding lung cancer prevention, early detection, and treatment options. The bill also recognizes significant disparities in screening rates and the impact of stigma on patients.

This Act mandates a Government Accountability Office (GAO) study on how federal banking regulators review merger applications for insured depository institutions. The study will evaluate the use of commitments and conditions in these reviews to ensure they align with the law and assess their impact on financial stability and competition. The GAO must report its findings to Congress within one year of enactment.

The Protecting Private Job Creators Act creates an exception to SEC Rule 15c2-11 specifically for fixed-income securities. This change exempts certain debt instruments, such as bonds and debentures, from the rule's quotation requirements. This aims to ease regulatory burdens on private job creators dealing with these types of securities.

The NFIP Extension Act of 2026 officially extends the National Flood Insurance Program (NFIP). This legislation ensures the NFIP continues to operate by pushing its expiration date from September 30, 2023, to September 30, 2026. The bill also includes a provision to ensure this extension takes effect even if enacted after September 30, 2025.

The Least Cost Exception Act amends FDIC rules to allow the agency to choose a bank resolution method that is *not* the least costly option. This exception permits the FDIC, in consultation with the Federal Reserve and Treasury, to prioritize limiting concentration among global systemically important banks. Any alternative method chosen must still be less costly than outright liquidation and subject to specific cost limitations and special assessments on acquiring entities.

The New BANK Act of 2025 mandates that key federal financial regulators, including the OCC, NCUA, Federal Reserve, and FDIC, publish detailed annual reports on their charter and holding company application processes. These reports will standardize the disclosure of application volumes, approval times, and common reasons for denial across national banks, federal credit unions, and holding companies. The legislation also requires a joint report on state-level financial institution charter applications.

The Bank-Fintech Partnership Enhancement Act mandates federal regulators to study the impact of partnerships between banks and fintech companies on competition, innovation, and consumer protection. It also requires a separate study on similar partnerships involving credit unions. The goal of these studies is to recommend necessary changes to laws and regulations to better promote effective collaboration between traditional financial institutions and technology firms.

This bill, the Bipartisan IVF for Military Families Act, mandates that TRICARE provide coverage for fertility treatments, including IVF, for active duty service members and their dependents starting in late 2027. The legislation outlines specific coverage limits for egg retrievals and embryo transfers while prohibiting the use of DoD funds for certain procedures like preimplantation genetic screening. It also requires the establishment of a program to coordinate this specialized fertility care for military families.

The Enhancing Bank Resolution Participation Act mandates a joint study by the OCC, FDIC, and Federal Reserve on the use of "shelf charters" and the "modified bidder qualification process" in bank failure resolutions. This study will examine how these regulatory tools affect competition, the Deposit Insurance Fund, and overall financial stability. The agencies must report their findings and recommendations for potential legislative or regulatory changes to Congress within one year.

This act, the Critical Minerals Independence Act, aims to bolster domestic supply chains by expanding the advanced manufacturing production credit. Specifically, it includes "black mass"—a key material derived from processing spent lithium-ion batteries—as an eligible component for this credit starting in 2025. This measure encourages the recycling and domestic processing of critical battery materials.

The Merger Process Review Act mandates that the Inspector General of each federal banking agency regularly review their procedures for handling insured depository institution merger applications. These reviews will evaluate processing times, identify sources of delay, and assess the impact of mergers on competition and financial stability. The findings and agency responses will be reported to Congress and made public to promote efficiency in the merger review process.

The All American Metal Act expands the advanced manufacturing production credit to incentivize the domestic recycling and purification of copper. Specifically, it offers a tax credit for recycled copper that meets a minimum purity standard of 99.9 percent. This provision aims to boost American manufacturing using recycled materials starting in 2025.