Legislative Activity

The Blockchain Regulatory Certainty Act establishes a "safe harbor" to protect non-controlling blockchain developers and service providers from being regulated as financial institutions. This protection applies as long as they do not regularly control users' digital assets on the network. Essentially, the bill shields those who build or provide access to blockchain software unless they have the unilateral power to move user funds.

The Fair Audits and Inspections for Regulators’ Exams (FAIR Exams) Act establishes strict deadlines for federal regulators to complete financial examinations and issue reports. It also creates a new, independent Board to review complaints about examination practices and allows financial institutions to appeal "material supervisory determinations" *de novo*. Furthermore, the bill mandates faster regulatory responses to requests for permission or guidance and strengthens anti-retaliation protections for institutions using appeal rights.

The Improving Seniors’ Timely Access to Care Act of 2025 aims to streamline and modernize the prior authorization process within Medicare Advantage plans. This bill mandates the adoption of electronic prior authorization systems and significantly increases transparency regarding approval rates and decision times starting in 2027. Furthermore, it establishes new enrollee protections and grants the Secretary authority to enforce faster decision timeframes for medical services.

The Strengthening the Quad Act formalizes U.S. commitment to deepening cooperation with Australia, India, and Japan to promote a free and open Indo-Pacific. It mandates the Secretary of State to deliver a comprehensive strategy detailing current and future Quad efforts across security, economic, and health sectors within 180 days. Furthermore, the bill establishes a new Quad Inter-Parliamentary Working Group to enhance legislative engagement between the four nations.

This bill temporarily amends the Internal Revenue Code to allow taxpayers to deduct interest paid on qualified loans taken out to purchase certain passenger vehicles made in the United States. This deduction is available for a limited time, subject to an annual cap of \$10,000 and income phase-outs. The legislation also imposes new information reporting requirements on lenders receiving \$600 or more in interest on these specific vehicle loans.

The Insurance Data Protection Act aims to adjust federal regulatory authority over insurance data by limiting the subpoena power of the Office of Financial Research against insurance companies. It also strengthens confidentiality protections for data shared with and held by the Federal Insurance Office and other financial regulators. Furthermore, the bill mandates that financial regulators must seek existing data from other sources before directly collecting information from insurance companies, ensuring data privacy is maintained.

The School Resource Officer Funding Protection Act of 2025 requires states to maintain a baseline level of state funding for School Resource Officers (SROs) to receive their full share of federal education funds. States must annually report their SRO spending to certify compliance with this maintenance rule. Failure to maintain the required spending level will result in a proportional reduction of the state's federal funding in the following fiscal year, though waivers are available for documented extraordinary financial hardship.

This Concurrent Resolution formally expresses the appreciation of Congress for the dedication and service of local law enforcement officers across the nation. It recognizes the sacrifices made by officers and their families in keeping communities safe. The resolution also encourages strong partnerships between police departments and the communities they serve.

This resolution expresses strong Congressional support for America's law enforcement professionals, recognizing the increasing dangers and mental health tolls they face daily. It highlights significant challenges, including rising officer assaults and critical staffing shortages across the nation. The bill urges all levels of government to increase support through better funding, training, equipment, and mental health resources. Ultimately, it calls for enhanced penalties for those who harm officers and reaffirms appreciation for their service.

The Veterans 2nd Amendment Protection Act restricts the Department of Veterans Affairs from automatically sharing a veteran's information with the DOJ for national background checks solely based on the appointment of a fiduciary. This bill prohibits the VA from classifying a veteran as a "mental defective" based only on an administrative finding of incompetence or the need for a fiduciary. Furthermore, the VA must notify the Attorney General if previously shared information based on fiduciary status is no longer valid.

The CHOICE for Veterans Act of 2025 aims to overhaul how veterans receive assistance with their Department of Veterans Affairs (VA) benefit claims. It establishes new rules for the recognition, fees, and conduct of agents and attorneys who represent veterans. The bill also mandates increased transparency regarding available assistance and requires a review of the entire representative recognition process.

This resolution officially recognizes the vital and dangerous work performed by power linemen who maintain our electrical infrastructure and ensure public safety. It highlights their crucial role as first responders, often working in hazardous conditions after disasters. Furthermore, the resolution supports the designation of April 18, 2025, as "National Lineman Appreciation Day" to formally honor their service.

The Safeguard American Voter Eligibility Act (SAVE Act) significantly amends federal law to require individuals registering to vote in federal elections to present documentary proof of U.S. citizenship. This legislation mandates that states actively clean their voter rolls and cooperate with federal agencies to verify citizenship status. It establishes new criminal penalties for officials who fail to enforce these documentation requirements.

The Affordable Housing Credit Improvement Act of 2025 updates federal housing tax credit allocations to reflect current economic realities and boosts minimum state allotments. It reforms tenant eligibility rules to stabilize tenancy and enhance protections for vulnerable residents, including victims of abuse. The bill also provides disaster relief for property owners, increases incentives for housing the extremely low-income, and directs greater resources toward Native American and rural housing needs. Finally, it streamlines administrative processes and signals a future focus on data transparency and discouraging restrictive local zoning.

The Carnivals are Real Entertainment Act establishes a specific P visa pathway for temporary workers employed by traveling carnivals, circuses, and associated concession providers. This new classification ensures essential mobile entertainment staff can enter the U.S. while adhering to existing H-2B temporary worker program regulations. The law mandates that the Secretaries of Homeland Security and Labor develop and finalize the necessary rules within one year of enactment.

The Great Lakes Mapping Act of 2025 mandates a high-resolution survey and mapping of the Great Lakes lakebeds, to be completed by December 31, 2030. Led by NOAA, this effort requires collaboration with state and regional partners to collect and catalog detailed bathymetric data. The resulting high-resolution map and associated data must be made publicly available as it is completed and fully released within 180 days of project completion.

The STABLE Act of 2025 establishes a comprehensive federal framework for regulating payment stablecoins, requiring issuers to maintain 1:1 reserves in safe assets and adhere to strict transparency and anti-money laundering standards. The bill strictly limits issuance to approved entities, whether federally or state-qualified, and clarifies that these dollar-backed digital assets are not considered securities. Furthermore, it mandates robust consumer protection rules, ensuring customer assets are segregated and prioritized in bankruptcy proceedings.

The Promoting New Bank Formation Act aims to encourage the creation of new banks by providing regulatory relief for newly insured institutions. This includes a three-year phase-in period for new capital standards and streamlined processes for adjusting initial business plans. The Act also establishes temporary, favorable capital requirements for new rural depository institutions and expands lending authority for Federal savings associations to include agricultural loans. Finally, it mandates a study on barriers to new bank formation, especially in underserved areas.

The 1071 Repeal to Protect Small Business Lending Act aims to eliminate the mandatory data collection and reporting requirements for small business loans previously established under Section 704B of the Equal Credit Opportunity Act. Proponents argue that these regulations impose unnecessary compliance costs on lenders, potentially hindering small business access to credit. This bill repeals those specific reporting mandates to reduce regulatory burdens on financial institutions.

The Maximum Pressure Act dramatically tightens and expands U.S. sanctions against Iran across its military, missile, and economic sectors, codifying existing restrictions and severely limiting the President's authority to grant sanctions relief. It mandates immediate sanctions on top Iranian officials and increases penalties for international parties aiding Iran's weapons programs. Furthermore, the bill enhances oversight by requiring numerous detailed reports to Congress regarding Iran's terrorism financing, nuclear timeline, and economic influence, while also redirecting certain frozen Iranian funds to victims of state-sponsored terrorism.