Legislative Activity

The Keeping Deposits Local Act modifies how reciprocal deposits held by agent institutions are calculated to ensure they are not classified as funds obtained through a deposit broker. It establishes specific tiered percentages based on an institution's total liabilities for this calculation and requires agent institutions to maintain strong CAMELS ratings. Furthermore, the bill mandates the FDIC and the Federal Reserve to conduct a comprehensive study on the performance, usage, and risks associated with reciprocal deposits, reporting their findings to Congress within six months.

This resolution formally condemns the horrific political assassination of conservative spokesman Charlie Kirk on September 10, 2025, in Orem, Utah. It expresses deep condolences to his family and recognizes the bravery of the first responders at the scene. Ultimately, the measure reaffirms the fundamental American right to peaceful assembly and stands firmly against political violence.

The Pakistan Freedom and Accountability Act expresses strong U.S. support for democracy and human rights in Pakistan, citing concerns over military influence and recent election interference. This legislation directs the President to identify and impose sanctions on Pakistani officials responsible for undermining democratic processes or committing serious human rights abuses. The Act emphasizes the need for civilian control over the military and sets an expiration date for its provisions in September 2030.

The American Franchise Act aims to protect the traditional franchise business model by clarifying the definition of a "joint employer." This legislation establishes that a franchisor is only considered a joint employer if it exercises "substantial direct and immediate control" over the essential terms of employment for a franchisee's workers. This change specifically targets liability risks associated with maintaining brand standards, ensuring franchisors are not automatically held responsible for local labor practices. The new standard applies prospectively to future legal proceedings.

This joint resolution formally honors the thirteen U.S. service members who were killed in the August 26, 2021, bombing at Abbey Gate during the withdrawal from Afghanistan. It recognizes their ultimate sacrifice in service to the nation and expresses deep gratitude to their Gold Star Families. The bill essentially establishes a National Day of Remembrance to ensure their faithful service in the fight for liberty is never forgotten.

This Act establishes a mandatory supply fee for Medicare drug plans to pay long-term care pharmacies for specific prescriptions dispensed in 2026 and 2027. The bill mandates a $30 fee per prescription in 2026, increasing in 2027, with penalties for non-payment. Additionally, the GAO is required to study the financial sustainability of the current payment structure for these essential pharmacies. This legislation aims to ensure continued access to medications for patients in long-term care settings.

The Written Informed Consent Act mandates that the Veterans Health Administration (VHA) expand its informed consent directives to specifically cover several classes of medications, including antipsychotics, stimulants, antidepressants, anxiolytics, and narcotics. This ensures veterans receive a thorough understanding of these prescribed drugs. The Secretary of Veterans Affairs must update VHA Directive 1005 to reflect these expanded requirements.

The CREATE Act, or Creative Relief and Expensing for Artistic Entertainment Act, modifies tax rules for qualified productions by significantly increasing the allowable spending limits for certain tax benefits. This legislation also introduces automatic inflation adjustments for these dollar amounts starting in 2027. Furthermore, the bill extends the expiration date for these beneficial tax provisions from the end of 2025 to the end of 2030.

The Business of Insurance Regulatory Reform Act of 2025 clarifies the authority of the Consumer Financial Protection Bureau (CFPB) concerning entities already regulated by state insurance departments. This bill limits the CFPB's ability to enforce federal consumer protection laws against state-regulated entities acting within the business of insurance. The legislation prioritizes and supports the enforcement power of state insurance regulators over the CFPB in these specific areas.

The FDIC Board Accountability Act modifies the structure and tenure of the FDIC Board of Directors. It mandates specific experience requirements for four Presidentially-appointed members and limits total service to twelve years per individual. Additionally, the Director of the Bureau of Consumer Financial Protection will now attend Board meetings as a non-voting observer.

The Student Compensation and Opportunity through Rights and Endorsements (SCORE) Act establishes federal standards for student-athlete Name, Image, and Likeness (NIL) rights, allowing athletes to profit from endorsements while setting specific rules for agents and institutional compensation. The bill mandates enhanced support services, medical guarantees, and scholarship protections for athletes at high-revenue institutions. Furthermore, it grants states enforcement power over NIL violations and shields compliance actions from antitrust liability, while clarifying that student-athletes are not automatically considered employees.

This bill amends federal law to explicitly include violations related to rioting within the definition of "racketeering activity." By adding this specific crime to the list under Title 18, Section 1961(1), the legislation makes participation in such activities subject to serious federal racketeering charges. This change treats rioting violations similarly to other established offenses like bribery or extortion for the purposes of federal prosecution.

The Living Donor Protection Act of 2025 prohibits life, disability, and long-term care insurance companies from denying coverage or increasing premiums solely because an individual is a living organ donor. This legislation ensures that living donors are not financially penalized for their altruistic act. Additionally, the bill requires the Secretary of HHS to update educational materials to accurately reflect the insurance protections afforded to living donors.

This bill amends the Family and Medical Leave Act (FMLA) to explicitly clarify that time taken off for an employee's own organ donation surgery qualifies as a serious health condition. This ensures both private and federal sector workers receive FMLA protection for recovery from organ donation. The legislation also specifies how federal employees must substitute existing paid leave when taking FMLA time for this purpose.

This bill directs the United States Postal Service (USPS) to assign a single, unique ZIP Code to 66 specific communities across numerous states. The USPS is required to complete this designation process within 270 days of the law's enactment. This measure aims to ensure these designated towns and areas each have their own distinct postal code.

The Anti-CBDC Surveillance State Act strictly prohibits the Federal Reserve from directly or indirectly issuing a Central Bank Digital Currency (CBDC) to individuals. This legislation prevents the Fed from developing, testing, or implementing any digital currency that functions as a direct liability of the Federal Reserve. Furthermore, Congress asserts that any authority to create such a digital asset must explicitly come from Congress itself.

The Hauling Exemptions for Livestock Protection Act (HELP Act) exempts commercial drivers transporting livestock, insects, or aquatic animals from federal electronic logging device (ELD) requirements and hours of service regulations. This exemption applies whether the vehicle is loaded or traveling empty to pick up or return from a delivery. The goal is to provide flexibility for those involved in the transportation of live animals.

The Restoring Equal Opportunity Act aims to eliminate "disparate-impact liability" across major federal laws. This bill prohibits lawsuits claiming discrimination based solely on the unintended, disproportionate negative effect of a rule or practice. Consequently, it removes the ability to challenge employment and housing practices unless discriminatory intent can be proven. The Act also nullifies specific prior regulatory approvals related to civil rights enforcement.

The Equal Shot Act of 2025 prohibits the Small Business Administration (SBA) from denying financial assistance to otherwise qualified applicants solely based on their involvement in the firearms industry. This legislation ensures that businesses defined as "firearm entities," their affiliates, or trade associations are not unfairly rejected for SBA loans or guarantees. The Act clearly defines these terms to prevent discrimination against businesses involved in manufacturing, selling, or servicing firearms and related accessories.

The Black Vulture Relief Act authorizes livestock producers and their employees to take action against black vultures that pose an imminent threat to their livestock. This permission overrides certain existing regulations but strictly prohibits the use of poison. Those who take vultures under this authority must submit an annual report to the U.S. Fish and Wildlife Service once the required reporting form is made available.