Legislative Activity

The Homebuyers Privacy Protection Act limits how consumer reporting agencies can share a consumer's report when it is requested in connection with a residential mortgage loan. Reports can only be shared with entities directly involved in the consumer's current mortgage or those providing a firm offer of credit or insurance. The Act also mandates a study by the GAO regarding the use and impact of "trigger leads" derived from credit checks.

The HIV Prevention Now Act secures **\$2.165 billion** in dedicated funding for the CDC's National Center for HIV, Viral Hepatitis, STD, and Tuberculosis Prevention for Fiscal Year 2026. This appropriation is specifically earmarked to support the center's prevention programs and activities. This funding is supplemental to, and cannot be transferred from, other existing appropriations.

The PrEP and PEP are Prevention Act mandates that essential HIV prevention services, including FDA-approved medications like PrEP and PEP, must be covered at no cost to the patient across private insurance, Medicare, Medicaid, CHIP, and the Federal Employees Health Benefits program. This law eliminates financial barriers such as deductibles, copays, and prior authorization requirements for these preventive treatments and necessary related care. The goal is to ensure universal, barrier-free access to critical HIV prevention tools.

The Protecting Older Americans Act of 2025 amends federal law to address arbitration agreements concerning age discrimination disputes involving individuals aged 40 and older. This bill invalidates predispute arbitration agreements and joint-action waivers if the older individual chooses to pursue litigation under existing federal, tribal, or state law. Furthermore, courts, not arbitrators, are designated to decide the applicability, validity, and enforceability of these arbitration agreements for age discrimination claims.

The Expanding Service Coordinators Act of 2025 aims to bolster support for residents in federally assisted housing by expanding and funding service coordinator programs across various housing types. It establishes new competitive grant programs through HUD and HRSA, mandates training requirements for existing coordinators, and ensures funding authorization through 2030. Furthermore, the bill expands eligibility for Public Service Loan Forgiveness to include service coordinator roles.

This resolution officially establishes August 20th as **Original Slavery Remembrance Day** to formally recognize and condemn the history of slavery in the U.S. and globally. It commemorates the lives of enslaved people, honors historical figures who fought for freedom, and acknowledges the lasting effects of slavery on contemporary society. The resolution requests the President to issue a proclamation calling for appropriate national observance of this day.

This resolution expresses strong support for the President to officially designate August 17, 2025, as "Marcus Garvey Recognition Day." It highlights Marcus Garvey's historical significance as the leader of the largest African-American movement and his dedication to Black economic self-reliance. The designation seeks to formally honor his enduring legacy following his posthumous pardon.

This resolution terminates the President's August 11, 2025, declaration of a crime emergency in the District of Columbia. Congress asserts that the President lacks the legal authority under the D.C. Home Rule Act to take operational control of the Metropolitan Police Department. Furthermore, the bill notes that local violent crime rates have been declining significantly.

This resolution formally affirms Congress's commitment to maintaining the current retirement ages for Social Security and Medicare benefits. It declares that raising the eligibility age would constitute an unfair cut to the earned benefits of current and future retirees. The measure highlights the reliance of millions on these programs and rejects any proposals to push back access to earned retirement security and healthcare.

The Keep Seniors Fed Act makes technical amendments to the Food and Nutrition Act of 2008 regarding how income is calculated for food assistance eligibility. Specifically, it mandates that income received under Title II of the Social Security Act must now be counted when determining eligibility for benefits. These changes will take effect 90 days after the bill is signed into law.

The Taskforce for Recognizing and Averting Payment Scams Act (TRAPS Act) establishes a new Task Force led by the Secretary of the Treasury. This diverse group, including federal agencies, industry experts, and consumer advocates, will study evolving payment scams. The Task Force is charged with developing cross-sector prevention strategies and submitting comprehensive recommendations for new laws and improved coordination to combat these fraudulent activities.

The Ending Homelessness Act of 2025 aims to significantly reduce homelessness by making housing choice vouchers an entitlement program starting in 2029 and immediately expanding the voucher supply for extremely low-income families. The bill also prohibits housing discrimination based on source of income and establishes new, dedicated funding streams for emergency relief and supportive services under the McKinney-Vento Act. Finally, it repeals certain ineligibility criteria for housing assistance and sets priorities for funding based on local policies that encourage affordable housing and decriminalize homelessness.

The Reproductive Freedom for Veterans Act mandates that the Department of Veterans Affairs (VA) must now provide abortion care, counseling, and related medication as part of the medical services offered to eligible veterans and certain other beneficiaries. This legislation formally amends existing VA health care provisions to include these reproductive health services.

This bill authorizes Congress to award a collective Congressional Gold Medal to Africans and their descendants enslaved in the United States from 1619 to 1865, recognizing their immense, unpaid contributions to the nation's economy. The medal will be designed by the Secretary of the Treasury and permanently housed at the Smithsonian's National Museum of African-American History and Culture. The legislation also permits the sale of bronze duplicate medals to cover production costs.

The Protecting Health Care and Lowering Costs Act of 2025 repeals specific prior reconciliation health provisions. This bill significantly expands eligibility for the Premium Tax Credit by eliminating the 400% Federal Poverty Level income cap. It also updates the subsidy calculation formula to ensure a smoother, linear adjustment of assistance across various income levels.

The EATS Act of 2025 significantly updates eligibility for the Supplemental Nutrition Assistance Program (SNAP) by removing previous restrictions that often disqualified students. This legislation explicitly includes bona fide students enrolled at least half-time in recognized educational programs as eligible participants for food assistance. These changes take effect on January 2, 2026.

The Fix Our Flooded Basements Act of 2025 significantly expands FEMA disaster assistance for flood-damaged basements, covering mold and moisture damage beyond just habitable areas. It mandates increased personal property aid for basement contents, aligning it with Standard Flood Insurance Policy levels. Furthermore, the bill updates the Group Flood Insurance Policy to offer broader eligibility and comprehensive coverage for real and personal property within basements.

The No Surprises Act Enforcement Act significantly increases financial penalties for group health plans and insurance issuers that violate balance billing protections. It establishes steep fines, including up to $\$10,000$ per affected individual for serious non-compliance. Furthermore, the bill imposes severe penalties, including triple the disputed amount plus interest, for failing to make required payments promptly after an Independent Dispute Resolution (IDR) determination. Finally, it mandates more frequent and detailed transparency reporting on enforcement actions and violations.

This bill establishes the Low-Income Household Water Assistance Program to provide grants to states and tribes. These funds will help public water systems cover the water and sewer bills for eligible low-income households. The program aims to supplement existing aid by assisting families whose income is at or below 150% of the poverty level or 60% of the state median income. Funding is authorized at $500 million annually from fiscal years 2026 through 2030.

The Resident Physician Shortage Reduction Act of 2025 establishes a structured process for distributing up to 2,000 additional, federally funded residency positions annually between fiscal years 2026 and 2032. This distribution prioritizes hospitals serving in underserved areas, those already training above their limit, and those committed to primary care and general surgery training. The bill also mandates a study and report by the Comptroller General on effective strategies to increase diversity within the health professional workforce.