Legislation

The PROTECTED Act aims to reform how financial institutions collect and handle sensitive data from small business loan applicants. It mandates clearer disclosures to applicants regarding the voluntary nature of providing data and restricts institutions from retaining data gathered through observation rather than direct submission. Furthermore, the bill modifies reporting requirements and establishes a multi-year timeline for the CFPB to implement new privacy-focused rules.

The Expanding the Surety Bond Program Act of 2025 significantly increases the maximum contract guarantee limit under the Surety Bond Program from $\$6.5$ million to $\$20$ million to support larger small business projects. The Act also establishes a new administrative cap, limiting the Small Business Administration's (SBA) use of program funds for overhead and management costs to 5 percent annually. These changes aim to enhance the program's capacity to assist small businesses with major contract bonding needs.

The EACH Act of 2025 mandates that all federally funded health programs and insurance plans must cover abortion services without imposing restrictions based on income or insurance type. This legislation aims to eliminate existing federal bans and state-level restrictions that prevent access to comprehensive reproductive care. Furthermore, the bill prevents the federal government from interfering with state or private insurance plans that choose to cover abortion services. It explicitly repeals Section 1303 of the Affordable Care Act and establishes that this Act takes precedence over all conflicting federal laws.

This resolution officially designates August 14, 2025, as "National Save Social Security Day" to mark the program's 90th anniversary. It recognizes Social Security's vital role while stressing the need for bipartisan action to ensure its long-term financial stability. The measure encourages public education and outreach regarding the challenges facing the program. Ultimately, it calls on Congress to work together to strengthen Social Security for future generations.

This Act mandates the removal of all references to Senator Francis G. Newlands from the memorial fountain at Chevy Chase Circle in D.C. The Secretary of the Interior must remove the existing plaque and stone tablet bearing his name, and either remove or obscure his carved name on the coping stones. Removed items will first be offered to Newlands' descendants, and if unclaimed, will be added to the Rock Creek Park museum collection.

This bill proposes amending federal law to explicitly include the crime of arson and bombing threats within the definition of "racketeering activity" under the RICO Act. By adding this offense to Title 18, U.S. Code, the legislation makes it easier to prosecute individuals involved in such acts under federal racketeering statutes.

The 340B PATIENTS Act of 2025 clarifies and strengthens the existing 340B drug discount program for covered entities like hospitals and clinics. It explicitly prohibits drug manufacturers from placing restrictions on how or where these entities purchase or dispense discounted outpatient drugs, including through contract pharmacies. The bill also establishes significant civil monetary penalties for manufacturers who intentionally violate these non-restriction rules. Ultimately, this legislation aims to ensure that covered entities can fully utilize 340B savings to expand patient care.

The Federal Reserve Transparency Act of 2025 mandates a comprehensive audit of the Federal Reserve Board of Governors by the Government Accountability Office (GAO) within one year of enactment. The resulting report, detailing findings and recommendations, must be delivered to Congress within 90 days of the audit's completion. This legislation streamlines reporting requirements and clarifies the scope of GAO audit authority over the Federal Reserve's operations, including emergency lending facilities.

The Seasonal Agriculture CDL Modernization Act streamlines the process for farm workers by allowing states to establish online systems for renewing seasonal, restricted Commercial Driver's Licenses (CDLs). This legislation also clarifies that implements of husbandry (farm equipment) are not classified as commercial motor vehicles for licensing purposes. Overall, the bill aims to modernize and simplify CDL requirements for those in the farm-related service industries.

This bill establishes a new State judicial threat intelligence and resource center to enhance the security of state and local judges and court staff. The center will provide training, monitor threats, standardize reporting, and create a national database for incidents against the judiciary. It also requires annual reporting to Congress on the number and severity of threats received.

The Medicare Orthotics and Prosthetics Patient-Centered Care Act aims to increase protections for Medicare beneficiaries receiving custom braces and artificial limbs. It prohibits "drop shipments" of certain custom devices unless the patient receives necessary hands-on training from a qualified professional. Furthermore, the bill expands the list of healthcare providers who can certify the need for this equipment and clarifies coverage for replacement custom orthotic devices.

The Jamie Reed Protecting Our Kids from Child Abuse Act establishes a federal right for individuals to sue medical providers for harm resulting from gender-transition procedures received as minors. This legislation also prohibits the use of federal funds for pediatric gender clinics or for gender-transition procedures performed on minors. These provisions apply retroactively to procedures that occurred before the Act's enactment.

The ABLE Employment Flexibility Act modifies retirement plan rules to allow eligible individuals with disabilities to direct employer contributions into their ABLE accounts instead of traditional retirement plans. This change aims to help working individuals save money without jeopardizing their eligibility for means-tested federal benefits. The bill also clarifies that employer contributions made directly to an ABLE account are treated as reasonable business expenses.

The National Net Interest is National Security Act of 2025 requires the Secretary of the Treasury, in consultation with the Secretaries of Defense and State, to report on how the growing national debt and interest payments threaten U.S. national security. This comprehensive report must analyze impacts on defense spending, global standing, and the capacity to manage crises. The bill also mandates that the Government Accountability Office add these debt-related security threats to its High Risk List.

The SBA Fraud Enforcement Extension Act extends the statute of limitations for prosecuting fraud related to misuse of funds from two key COVID-19 relief programs. This bill grants the government 10 years to bring criminal or civil enforcement actions concerning the Shuttered Venue Operators Grant and the Restaurant Revitalization Fund. This extension ensures a longer period for investigating and prosecuting misuse of these specific federal relief funds.

The Jordan McNair Student Athlete Heat Fatality Prevention Act mandates that colleges and secondary schools receiving federal aid develop and implement venue-specific emergency action plans to prevent and respond to heat-related illnesses. These comprehensive plans must be created in coordination with local emergency responders, include procedures for cold water immersion and AED use, and be practiced annually by all relevant personnel. Furthermore, the bill requires the promotion of federal grants to help educational institutions purchase necessary equipment and develop training programs for heat safety.

The HEADWAY Act updates the qualification requirements for teachers in Early Head Start programs serving infants and toddlers. It mandates that every classroom must have at least one fully qualified teacher, while requiring all other direct-service teachers to actively pursue a minimum of a Child Development Associate (CDA) credential. Agencies must also assign mentors to guide these teachers through their credentialing process.

The American Investment Accountability Act establishes new, regular reporting requirements for the Commerce, Treasury, and SEC departments to Congress. These reports must detail U.S. investments, both direct and portfolio, into designated "Countries of Concern" like China and Russia. The legislation aims to increase congressional oversight regarding where U.S. capital flows, especially concerning entities tied to foreign adversaries.

The Climate Change Resiliency Fund for America Act of 2025 establishes a framework for investing in climate adaptation infrastructure. It creates an expert Commission to guide infrastructure spending priorities and establishes a dedicated Treasury Fund, financed through the sale of government debt, to support these resilience projects. The bill specifically mandates that at least 40% of the funds benefit vulnerable communities and requires prevailing wages for all funded work.

This bill mandates that the United States Postal Service (USPS) designate a single, unique ZIP Code specifically for Pingree Grove, Illinois. The USPS is required to complete this designation within 270 days of the Act becoming law.