Legislation

This resolution expresses support for designating the first Saturday of May as "National Lowrider Day." It recognizes lowrider culture as an integral part of American history and celebrates the contributions of its builders and artists. The resolution also acknowledges the community's importance in building connections while calling for support for related cultural events and education.

The Bill to Outlaw Wounding of Official Working Animals Act of 2025 (BOWOW Act) establishes new immigration consequences for harming animals used in federal law enforcement. This legislation makes noncitizens inadmissible to the U.S. and subject to deportation if they have committed acts that violate federal laws against harming these working animals.

The Tailoring and Indexing Enhanced Regulations Act of 2025 (TIER Act) adjusts current dollar thresholds across major banking laws to reflect historical increases in U.S. GDP, potentially reducing regulatory burdens for some financial institutions. It also mandates that key regulatory thresholds be automatically adjusted every five years based on future GDP growth, starting in 2031. Furthermore, the bill requires federal financial agencies to jointly review and adjust non-statutory regulatory thresholds every five years to maintain consistency with economic changes.

This bill, the Enhancing Bank Resolution Participation Act, mandates a joint study by the Comptroller of the Currency and the FDIC regarding the use of "shelf charters" and the "modified bidder qualification process" in bank failures. The study will analyze how these tools could expand competition and better protect the Deposit Insurance Fund during resolutions. The agencies must report their findings and any recommendations for legislative or regulatory changes to Congress within 270 days.

The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act of 2025 mandates that Federal financial institutions regulatory agencies review all their regulations every five years instead of every ten. This legislation requires agencies to conduct a comprehensive internal review assessing the cumulative impact of their regulations on consumers, financial markets, and the economy. Furthermore, agencies must report these findings to Congress along with concrete plans to streamline or eliminate burdensome rules.

The Community Bank Representation Act amends the Federal Reserve Act to establish a dedicated community bank member on the Board of Governors. This member will focus on the supervision and regulation of smaller banking organizations, defined by an asset threshold that adjusts annually with GDP growth. Furthermore, this designated Governor will be required to provide regular testimony to Congress regarding policies affecting these community banks.

The Merger Process Review Act mandates that the Inspector General of each federal banking agency regularly review how merger applications from banks and credit unions are processed. These reviews will evaluate processing times, identify sources of delay, and offer recommendations for improving efficiency. Following each review, the agency must submit a formal response and implementation plan to Congress.

The New BANK Act of 2025 mandates that key federal financial regulators—including the OCC, NCUA, Federal Reserve, and FDIC—publish detailed annual reports on all applications for new bank charters, credit union charters, holding company approvals, and deposit insurance. These reports must standardize data collection on application outcomes, processing times, and common reasons for denial or withdrawal across federal and state levels. The goal is to increase transparency regarding the chartering and approval processes for depository institutions.

The Regulation A+ Improvement Act of 2025 significantly updates securities regulations by raising the maximum aggregate offering amount under the JOBS Act exemption from \$50 million to \$150 million. This new threshold will be automatically adjusted for inflation every two years by the SEC. The bill aims to provide greater capital-raising flexibility for businesses.

The Bank-Fintech Partnership Enhancement Act mandates a joint study by the Federal Reserve, OCC, and FDIC on how partnerships between banks and financial technology companies can foster new bank formation and improve community bank health. This study will specifically analyze the impact on product launch times, compliance costs, and technological capabilities. The agencies must report their findings and recommendations for regulatory changes to Congress within six months of enactment.

The American Financial Institution Regulatory Sovereignty and Transparency Act of 2025 (American FIRST Act) mandates that key federal banking agencies—the Federal Reserve, OCC, and FDIC—provide Congress with detailed annual reports on their interactions with global financial regulatory bodies. These reports must thoroughly document the purpose, membership, standards discussed, and positions taken within these international forums. Additionally, the Federal Reserve must specifically address these global interactions during its biannual congressional testimony.

This bill officially renames the United States Postal Service facility located at 300 Macedonia Lane in Knoxville, Tennessee. The facility will now be known as the Reverend Harold Middlebrook Post Office Building. This designation will be used in all future federal references to the building.

This act places approximately 1,082.63 acres of federal land into trust for the Lower Elwha Klallam Tribe, expanding their reservation. The transferred land will be managed according to existing river restoration and Wild and Scenic Rivers Act requirements. Importantly, this legislation explicitly prohibits gaming on the newly acquired trust lands and affirms that it does not alter any existing treaty rights.

This bill officially renames the United States Postal Service facility located at 840 Front Street in Casselton, North Dakota. The post office will now be known as the "Commander Delbert Austin Olson Post Office." This designation requires all future official references to use the new name.

This bill authorizes and ratifies a specific settlement agreement resolving the Akwesasne Mohawk Land Claim in New York State. It confirms the terms of the compromise reached between the Saint Regis Mohawk Tribe and various state and local entities. Furthermore, the legislation designates certain lands acquired by the Tribe within the settlement areas as Indian Country.

This resolution designates December 6th of each year as "National Miners Day." The day will honor the contributions and sacrifices of miners across the United States. It also commemorates the tragic Monongah mining disaster of 1907, which spurred significant improvements in miner safety.

This act transfers approximately 72 acres of U.S. Forest Service land in Washington State into trust status for the benefit of the Quinault Indian Nation. The land will become part of the Quinault Indian Reservation, managed by the Secretary of the Interior, with restrictions against gaming use. This transfer upholds existing treaty rights and requires environmental disclosure before the land is fully transferred.

This Act officially names the memorial at the entrance to Arlington National Cemetery as the "World War II Women's Memorial." It also designates this memorial as a "commemorative work" under existing federal law. Furthermore, the bill allows a specific World War II home front women's commemorative work to be placed in designated areas within Washington, D.C., overriding standard location restrictions.

This resolution commemorates the 50th anniversary of Southeast Asian refugee resettlement in the United States. It honors the immense sacrifices and significant contributions of Southeast Asian Americans across all sectors of American life. The bill also acknowledges the challenges these communities have faced since arriving. Finally, it reaffirms the nation's commitment to supporting these vibrant communities.

The Public Lands Military Readiness Act of 2025 extends the military withdrawal period for key training lands in Alaska, New Mexico, and California until 2051. This legislation also corrects the official acreage descriptions for the McGregor Range and Fort Irwin military lands. The bill ensures continued federal land availability necessary for Department of Defense training operations.