Legislative Activity

The Homebuyers Privacy Protection Act limits how consumer reporting agencies can share a consumer's report when it is requested in connection with a residential mortgage loan. Reports can only be shared with entities directly involved in the consumer's current mortgage or those providing a firm offer of credit or insurance. The Act also mandates a study by the GAO regarding the use and impact of "trigger leads" derived from credit checks.

The Taskforce for Recognizing and Averting Payment Scams Act (TRAPS Act) establishes a new Task Force led by the Secretary of the Treasury. This diverse group, including federal agencies, industry experts, and consumer advocates, will study evolving payment scams. The Task Force is charged with developing cross-sector prevention strategies and submitting comprehensive recommendations for new laws and improved coordination to combat these fraudulent activities.

This Act establishes a framework for financial institutions to safely test innovative Artificial Intelligence (AI) products and services through designated "AI Test Projects." Regulated entities can apply to use alternative compliance methods for specific rules during these supervised tests, provided they demonstrate public benefit and manage risk. Federal financial regulators must review these applications, generally within 120 days, and issue annual reports to Congress on the outcomes of the testing.

The Abraham Accords Defense Against Terror Act expedites security assistance and defense sales to Middle Eastern and North African countries that have normalized relations with Israel and cooperate against Iranian threats. This process requires a shortened 15-day congressional notification period from the President for approved transfers. Furthermore, the State Department must submit regular, public reports detailing the security strategy, threat assessments, and progress in countering Iranian proxies. Crucially, the Act ensures that these provisions do not undermine Israel's qualitative military edge.

The Plain Prescription Prices Act mandates that television advertisements for prescription drugs and biologics covered by Medicare or Medicaid must clearly display the list price for a standard supply. This aims to increase transparency by ensuring consumers see the cost information directly in drug advertisements. The Secretary of Health and Human Services will establish the specific rules and enforcement mechanisms for this price disclosure.

This bill directs the United States Postal Service (USPS) to assign a single, unique ZIP Code to 66 specific communities across numerous states. The USPS is required to complete this designation process within 270 days of the law's enactment. This measure aims to ensure these designated towns and areas each have their own distinct postal code.

This bill mandates the U.S. Postal Service to establish and assign a new, unique ZIP Code for eight specific communities across the country. These communities include locations in California, Connecticut, Florida, Iowa, and Wyoming. The Postal Service has 270 days from the bill's enactment to complete the assignment of these new mailing addresses.

Dillon's Law amends federal guidelines to grant preference points to states that allow trained, non-school personnel to administer epinephrine in schools. This change broadens the definition of who can provide life-saving medication beyond just school employees. The law also updates terminology to cover a wider range of epinephrine delivery systems.

The Anti-CBDC Surveillance State Act strictly prohibits the Federal Reserve from directly or indirectly issuing a Central Bank Digital Currency (CBDC) to individuals. This legislation prevents the Fed from developing, testing, or implementing any digital currency that functions as a direct liability of the Federal Reserve. Furthermore, Congress asserts that any authority to create such a digital asset must explicitly come from Congress itself.

The **Anti-CBDC Surveillance State Act** is a comprehensive bill designed to establish clear regulatory frameworks for digital assets under the SEC and CFTC while strictly prohibiting the Federal Reserve from issuing a Central Bank Digital Currency (CBDC). It creates specific rules for the offering, trading, and custody of digital commodities, aiming to foster innovation through regulatory clarity. Ultimately, the legislation seeks to protect individual self-custody rights and prevent the creation of a government-controlled digital currency that could enable mass surveillance.

The Veteran Burial Timeliness and Death Certificate Accountability Act addresses significant delays in obtaining death certificates for veterans who die from natural causes, often due to VA medical staff delays. This bill mandates that VA medical providers must certify a veteran's death within 48 hours or allow the local medical examiner to step in. Furthermore, the VA must annually report on its compliance with this new timely certification requirement.

The Access to Small Business Investor Capital Act amends SEC reporting requirements for certain investment companies. This change allows these companies to exclude the indirect fees and expenses incurred from investing in an Acquired Fund, provided that Acquired Fund is a business development company. This simplifies the calculation of total "Acquired Fund Fees and Expenses" disclosed on registration statements.

This bill officially renames the Department of Veterans Affairs women's health clinic in Milwaukee, Wisconsin. The clinic will now be known as the Anna Mae Robertson VA Well Woman Clinic. This change ensures all official records reflect the new designation.

The Improving Disclosure for Investors Act of 2025 directs the SEC to establish new rules for allowing companies to deliver required investment documents to investors electronically rather than by mail. These rules must ensure investor choice, maintain readability, and protect personal information during the transition. The legislation only changes the method of delivery, not the content or timing requirements of the regulatory documents themselves.

The Medal of Sacrifice Act establishes a new Presidential award, the Medal of Sacrifice, to honor local, State, or Federal law enforcement officers and first responders who die in the line of duty. The bill creates a special Commission to oversee the medal's design and presentation. This Commission will also review cases where an officer's eligibility is questioned due to an official finding of wrongdoing before their death.

The Insurance Data Protection Act aims to adjust federal regulatory authority over insurance data by limiting the subpoena power of the Office of Financial Research against insurance companies. It also strengthens confidentiality protections for data shared with and held by the Federal Insurance Office and other financial regulators. Furthermore, the bill mandates that financial regulators must seek existing data from other sources before directly collecting information from insurance companies, ensuring data privacy is maintained.

The Certified Nursing Assistant Workforce Improvement Act updates federal regulations to enhance the quality of Certified Nursing Assistant (CNA) training. This bill mandates that Registered Nurses supervising CNA training must possess a minimum of two years of general nursing experience. This change aims to strengthen the qualifications of those overseeing the training of essential long-term care staff.

This resolution formally congratulates His Holiness Pope Leo XIV on his historic election as the 267th pontiff of the Holy Roman Catholic Church. It celebrates the significance of him being the first American-born Pope in the Church's history. The measure also commends his lifelong service, missionary spirit, and dedication to truth and mercy. Finally, it offers prayers for his leadership as he begins his papacy.

The CHOICE for Veterans Act of 2025 aims to overhaul how veterans receive assistance with their Department of Veterans Affairs (VA) benefit claims. It establishes new rules for the recognition, fees, and conduct of agents and attorneys who represent veterans. The bill also mandates increased transparency regarding available assistance and requires a review of the entire representative recognition process.

The "Prove It Act of 2025" aims to reduce regulatory burdens on small businesses by requiring agencies to consider indirect costs when creating new rules, allowing small businesses to petition for reviews of agency certifications, and mandating agencies to publish guidance documents and allow comments on rules with a significant economic impact on small businesses. Additionally, the Act amends the periodic review process for rules, requiring agencies to consider indirect costs and providing a mechanism for the Small Business Administration to address rules not reviewed within a 10-year period. The Act specifies that no additional funds will be allocated for its implementation.