Legislative Activity

This bill expresses Congressional disapproval of a specific rule issued by the Consumer Financial Protection Bureau (CFPB) concerning the permissible reasons for sharing and using consumer credit reports. By disapproving the rule, Congress ensures that the CFPB's regulation on "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports" is nullified and has no legal effect.

This bill seeks to disapprove the Consumer Financial Protection Bureau's (CFPB) rule that withdrew guidance concerning the in-person collection of consumer debt (Bulletin 2015-07). By disapproving this rule, Congress aims to nullify the CFPB's action and reinstate the previous guidance. The measure effectively rejects the CFPB's decision to withdraw Bulletin 2015-07.

This resolution supports the goals of National Fentanyl Awareness Day in 2026 to combat the deadly threat of counterfeit pills. It aims to increase public awareness regarding the dangers of fake fentanyl-laced medications, which are increasingly accessible to young people. The bill also applauds law enforcement efforts to stop the distribution of these illicit and often lethal counterfeit pills.

The Improving Retirement Security for Family Caregivers Act of 2026 aims to bolster retirement savings for individuals providing unpaid care to family members with impairments. It allows qualifying family caregivers to make significant additional catch-up contributions to their 401(k)s and IRAs beyond standard limits. Furthermore, the bill permits certain unpaid caregivers to contribute to Roth IRAs as if they had earned income.

The Catching Up Family Caregivers Act of 2026 aims to support unpaid family caregivers by allowing them to make additional "catch-up" contributions to their retirement accounts. This provision applies to individuals who provide substantial in-home care for a child or adult with special needs and have limited paid employment. The act treats qualified caregivers similarly to those aged 60+ for employer plans and expands IRA catch-up eligibility beyond age 50.

The "Save Money, Save Lives Act" repeals the budget neutrality requirements currently mandated for certain Medicaid demonstration projects under section 1115 of the Social Security Act. By removing these fiscal constraints, the bill aims to provide greater flexibility for these healthcare initiatives. Additionally, the legislation rescinds all funds previously appropriated to support the now-repealed budget neutrality provisions.

The Post-Disaster Reforestation and Restoration Act establishes a Department of the Interior program to restore federal and tribal lands damaged by wildfires, storms, and disease. The initiative prioritizes areas unlikely to recover naturally by funding reforestation projects through grants, contracts, and cooperative agreements. Additionally, the bill mandates annual reporting to Congress and requires outreach to tribal, state, and local stakeholders to ensure effective land recovery.

The Rural Water Security Act expands access to federal water infrastructure programs for Colorado. This legislation specifically amends the Water Resources Development Act of 1999 to include Colorado in the eligibility criteria for Western Rural Water projects, including water storage and groundwater recharge initiatives.

The Community Risk Training and Response Act of 2026 establishes a federal grant program to help states develop standardized training and materials for implementing extreme risk protection orders. These grants, ranging from \$200,000 to \$500,000, will support technical assistance for law enforcement, courts, and healthcare providers. The goal is to ensure consistent, evidence-based processes for crisis intervention programs nationwide.

The Community Firearm Safety Act of 2026 authorizes the use of Byrne Justice Assistance Grant funds for programs that provide free gun safes to individuals. This aims to enhance community safety by promoting secure firearm storage. State and local governments can now utilize these federal grants for this specific purpose.

The Evergreen Community Safety Act of 2026 mandates that large technology providers (with over 1 million users) must comply with valid government warrants or court orders for user data within 72 hours. This legislation also grants these providers a 48-hour window to challenge such orders. Furthermore, it establishes a right for individuals harmed by a provider's non-compliance to sue for damages.

The Water Project Navigators Act establishes a new program within the Department of the Interior to fund specialized "navigators." These navigators will assist eligible entities in planning, developing, and implementing complex, multi-benefit water projects. The goal is to enhance community resilience to climate impacts while improving ecosystem and watershed health. Funding is authorized through 2032, with priority given to projects serving disadvantaged, Tribal, and rural communities.

The Trump Tariff Transparency Act mandates the Small Business Administration to issue quarterly public reports detailing the aggregate cost of tariffs imposed after January 20, 2025, on both consumers and small businesses. These reports, developed in consultation with the Bureau of Economic Analysis, will track the financial impact of these specific tariffs. The final quarterly report of each year must summarize the total annual cost.

This act, the "Stopping Bonuses for Unsafe and Unsound Banking Act," freezes discretionary bonus payments to senior executives at large banking institutions (over \$50 billion in assets) when they receive a formal regulatory warning for unsafe or unsound practices. The freeze remains in place until the regulator confirms the issue has been resolved. Exceptions exist if the bank submits and adheres to an acceptable remediation plan.

This bill ensures that all Bureau of Prisons personnel continue to receive their salaries even during periods when discretionary appropriations have lapsed. It mandates that the Treasury provide the necessary funds to cover these payments for both correctional and non-correctional staff at BOP facilities.

This resolution formally condemns the tragic act of violence at Evergreen High School on September 10, 2025, which resulted in injuries to two individuals. It expresses the deepest condolences and support from Congress to the victims, survivors, families, and the entire Evergreen community. Furthermore, the bill honors the swift and heroic actions of first responders, law enforcement, school staff, and medical personnel who responded to the crisis. Ultimately, it affirms the fundamental belief that every child deserves a safe environment in which to learn.

The HANDS Act mandates that life-saving opioid overdose reversal drugs be provided at no cost to at-risk individuals leaving hospitals, emergency departments, or ambulatory surgical centers starting January 1, 2026. This coverage is established across major federal health programs, including Medicare Part B, Medicare Advantage, Medicaid, and TRICARE, eliminating patient cost-sharing. The bill also directs federal agencies to issue guidance to help states and hospitals safely implement the distribution of these drugs.

The Helping Young Americans Save for Retirement Act aims to encourage early retirement savings by lowering the minimum age for participation in certain employer-sponsored retirement plans from 21 to 18 for employees who meet specific service requirements. This change applies to both ERISA-covered pension plans and tax-qualified plans like 401(k)s. The legislation also includes special reporting provisions for plans that gain new, younger participants due to this rule change.

The Satellite-Based Agricultural Data Act prioritizes research utilizing commercial weather information within the existing agricultural research grant programs. This amendment specifically encourages the use of data and tools from private weather companies in federally funded agricultural research projects. The goal is to integrate cutting-edge commercial weather technology into agricultural science priorities.

The VA Loan Informed Disclosure Act of 2025 (VALID Act) aims to increase awareness of VA loan options among homebuyers. It requires lenders to include comparative information about potential VA loan terms on standard FHA disclosure forms. Furthermore, the Act mandates that the Uniform Residential Loan Application include a prominent question regarding the applicant's military service.