Track Kevin's sponsored bills, co-sponsored legislation, and voting record
The Fair Access to Banking Act aims to prevent financial institutions from denying services to individuals or businesses based on subjective or political reasons, ensuring fair and impartial access to financial services.
Kevin Cramer
Senator
ND
Kevin Cramer
Senator
ND
The Fair Access to Banking Act aims to ensure equal access to financial services by preventing banks and credit unions from denying services to individuals or entities engaged in lawful activities based on subjective or politically motivated reasons. It sets requirements for banks with over $10 billion in assets, prohibiting them from denying services based on reputational risk and requiring them to justify denials with documented, risk-based standards. The act also allows individuals to sue financial institutions that violate these requirements, with the potential for treble damages and attorney fees awarded to successful plaintiffs. Furthermore, it restricts access to Federal Reserve lending programs and the Automated Clearing House Network for institutions that fail to comply with the Act.
The "Unborn Child Support Act" amends the Social Security Act to include unborn children in child support enforcement, requiring states to establish and enforce support obligations from the biological father upon the mother's request, starting from the first month of conception. It ensures the mother's consent for paternity measures and prioritizes the child's safety, with amendments taking effect two years after enactment.
Kevin Cramer
Senator
ND
Kevin Cramer
Senator
ND
The "Unborn Child Support Act" amends the Social Security Act to include unborn children in child support enforcement, allowing mothers to seek child support from the biological father starting from the first month of conception. It ensures states establish and enforce these obligations while protecting the interests and safety of both the mother and the unborn child, with collections potentially dating back to conception, and prevents the modification of these requirements through experimental projects. These changes take effect two years after enactment.
This bill seeks to modernize Medicare coverage for chiropractic services, allowing coverage for the full scope of services that Doctors of Chiropractic are licensed to provide in their state, rather than just manual spinal manipulation. Payment is limited to Doctors of Chiropractic who have attended a documentation webinar or similar program designed by the Secretary, or for treatment involving manual manipulation of the spine to correct a subluxation.
Kevin Cramer
Senator
ND
Kevin Cramer
Senator
ND
The "Chiropractic Medicare Coverage Modernization Act of 2025" seeks to update Medicare's chiropractic coverage to reflect modern practices. It broadens coverage to include all services that Doctors of Chiropractic are licensed to perform in their state, not just manual spinal manipulation. Payment for expanded services requires doctors to attend a documentation webinar. This aims to align Medicare with other healthcare systems and improve beneficiary access to chiropractic care.
The "Miracle on Ice Congressional Gold Medal Act" authorizes the awarding of three Congressional Gold Medals to honor the 1980 U.S. Olympic Men's Ice Hockey Team and directs the Secretary of the Treasury to create these medals for display at the Lake Placid Olympic Center, the United States Hockey Hall of Fame Museum, and the United States Olympic Paralympic Museum. The act also allows for the creation and sale of bronze duplicates to fund the medal production.
Kevin Cramer
Senator
ND
Kevin Cramer
Senator
ND
The "Miracle on Ice Congressional Gold Medal Act" authorizes the creation of three Congressional Gold Medals to honor the 1980 U.S. Olympic Men's Ice Hockey Team and their historic "Miracle on Ice" victory. These medals will be given to the Lake Placid Olympic Center, the United States Hockey Hall of Fame Museum, and the United States Olympic Paralympic Museum for public display. The Act also allows for the creation and sale of bronze duplicates to fund the medal production.