Legislative Activity

The Small Entity Update Act mandates that the Securities and Exchange Commission (SEC) regularly study and update its definition of a "small entity" for regulatory purposes. These studies must assess the current definition against market growth and suggest revisions to ensure a meaningful number of businesses qualify. Following these reviews, the SEC is required to revise its rules and adjust any associated dollar thresholds for inflation every five years.

This bill prohibits non-U.S. citizens from voting in any election within the District of Columbia. It also repeals the Local Resident Voting Rights Amendment Act of 2022, effectively undoing that prior legislation. The measure ensures that only citizens can participate in D.C. local elections and ballot initiatives.

The GUARD Act aims to combat financial fraud, particularly scams targeting the elderly and sophisticated "pig butchering" schemes, by allowing law enforcement to use federal grant funds for specialized training, technology, and staffing to investigate these crimes. The bill also mandates comprehensive reports from the Treasury Department and FinCEN to Congress detailing the scope of fraud, enforcement actions, and consumer losses. Furthermore, it authorizes federal agencies to assist local law enforcement with tracing tools related to blockchain technology in fraud investigations.

The PROTECTED Act aims to reform how financial institutions collect and handle sensitive data from small business loan applicants. It mandates clearer disclosures to applicants regarding the voluntary nature of providing data and restricts institutions from retaining data gathered through observation rather than direct submission. Furthermore, the bill modifies reporting requirements and establishes a multi-year timeline for the CFPB to implement new privacy-focused rules.

Lulu's Law mandates that wireless emergency alert systems be updated to include shark attacks as a triggerable event. The FCC is required to issue an order within 180 days to officially incorporate shark attack warnings into the alert system. This ensures the public can be rapidly notified of dangerous shark activity.

The Stop the Scroll Act mandates that social media and anonymous content sharing platforms display conspicuous, hourly-refreshing mental health warning labels to users in the U.S. These labels must detail potential harms and provide access to federal resources like the 988 Suicide and Crisis Lifeline. The Federal Trade Commission (FTC), in consultation with the Surgeon General, is tasked with writing and periodically updating the specific regulations for these warnings. Enforcement authority is granted to both the FTC and State Attorneys General, with significant civil penalties for knowing or repeated violations.

The Water Research Optimization Act of 2025 reorganizes the National Water Center by placing it within the Office of Water Prediction at the National Weather Service. This Act establishes the Center as the central coordinator for all federal water research and development activities across relevant agencies. A primary goal is to ensure that new water research and advanced computer models are directly integrated into daily operational forecasting systems.

The Poarch Band of Creek Indians Parity Act officially extends the provisions of the Indian Reorganization Act of 1934 to the tribe, treating them as if they were under federal jurisdiction since that date. This legislation also confirms the status of all land previously taken into trust by the Secretary of the Interior for the tribe. In essence, the Act ensures parity and validates past federal actions regarding the tribe's land status.

The Homeless Children and Youth Act of 2025 significantly updates the McKinney-Vento Act to broaden the definition of homelessness, ensuring individuals identified as homeless under any federal program are eligible for services. It mandates that funding decisions prioritize local needs and cost-effectiveness while prohibiting national preference for specific subpopulations or housing models. Furthermore, the bill requires communities to collect and publicly report comprehensive, unified data on all homeless individuals identified across various federal programs.

The MOMS Act aims to support mothers and unborn children through three main areas: establishing a federal resource website, Pregnancy.gov, to connect expecting and new mothers with local services. It also creates grant programs to fund organizations that support carrying pregnancies to term and expand access to prenatal/postnatal telehealth care. Finally, the Act mandates that states establish and enforce child support obligations on behalf of unborn children upon the mother's request.

The Insurance Data Protection Act aims to revise how federal agencies interact with insurance company data. This bill removes certain government subpoena powers and strengthens confidentiality protections when the Federal Insurance Office shares sensitive information. Furthermore, it limits the Office of Financial Research's ability to subpoena insurance companies directly and requires financial regulators to coordinate data collection to avoid duplication.

The Child Care Workforce Act establishes a pilot program to address child care shortages by providing federal grants to States, Tribes, and Tribal organizations. These funds are specifically designated to supplement the wages of eligible child care workers to improve recruitment, retention, and overall service quality. The Secretary of Health and Human Services will oversee the program, evaluate its impact on staffing and access to care, and report findings to Congress.

The Child Care Availability and Affordability Act aims to lower childcare costs for families and incentivize employers to offer benefits. It significantly expands the employer tax credit for providing childcare and increases the tax-free exclusion amount for employee Dependent Care Assistance Programs (DCAPs). Furthermore, the bill introduces a new, refundable tax credit for working families based on their household and dependent care expenses.

The "Clergy Act" allows clergy members who previously opted out of Social Security to revoke that exemption, enabling them to receive Social Security benefits. To do so, they must file an application by the due date of their federal income tax return for the second taxable year starting after December 31, 2027. The Commissioner of Internal Revenue, in collaboration with the Commissioner of Social Security, must also develop a plan to inform clergy members about this new option.

The "Retirement Fairness for Charities and Educational Institutions Act of 2025" modifies regulations for 403(b) plans under the Investment Company Act of 1940, the Securities Act of 1933, and the Securities Exchange Act of 1934. These modifications broaden exemptions from registration provisions for certain interests, participations, or securities related to 403(b) plans, especially those subject to Title I of the Employee Retirement Income Security Act of 1974, or where the employer acts as a fiduciary, or are governmental plans as defined in section 414. The goal is to expand the types of trusts, plans, and accounts that are excluded from being defined as investment companies. It also updates a section regarding exemptions from registration requirements for securities, adding a reference to plans described in section 3(a)(12)(C)(iv) of the Act.

The Laken Riley Act mandates the detention of illegal aliens who commit theft, burglary, larceny, or shoplifting. It empowers state attorneys general to sue the Department of Homeland Security or the Secretary of State if they believe the state or its residents are harmed by violations of immigration enforcement or visa granting. The bill aims to ensure that these aliens are detained throughout their removal proceedings and to provide states with legal recourse against perceived failures in federal immigration enforcement.

The WALL Act of 2025 allocates $25 billion for constructing a physical barrier on the southern border. It offsets this spending by tightening eligibility requirements for tax credits like the Child Tax Credit and Earned Income Tax Credit, requiring E-Verify for federal benefits and housing programs, and increasing fines for illegal entry and visa overstays.

This concurrent resolution asserts that any joint interpretation of Annex 14-C of the USMCA, such as the one proposed by the United States Trade Representative, has no legal effect unless explicitly approved by Congress. It emphasizes that Congress holds the authority over international trade agreements and their modifications. It also prohibits U.S. agencies from using the joint interpretation in legal proceedings or claiming it has legal consequences for U.S. individuals until Congress formally approves it.