Legislative Activity

The Consumer Financial Protection Accountability and Reform Act of 2026 seeks to restructure the Consumer Financial Protection Bureau (CFPB) by bringing it under congressional appropriations and establishing more rigorous oversight and transparency requirements. The bill introduces stricter standards for enforcement actions, clarifies definitions of abusive practices, and provides new regulatory frameworks for emerging financial products like earned wage access. Additionally, it adjusts supervisory thresholds and limits the Bureau’s ability to use market-monitoring data for enforcement, aiming to increase procedural fairness for both financial institutions and consumers.

The Main Street Act is comprehensive legislation designed to foster a more competitive and accessible banking environment by reducing regulatory burdens on community banks and credit unions. The bill streamlines application processes, modernizes supervision standards, and enhances transparency across federal financial agencies to encourage local lending and economic growth. Additionally, it promotes innovation and financial stability by facilitating bank-fintech partnerships and improving the tools available for managing liquidity and bank resolutions.

The Title IX Clarification Act of 2026 amends Title IX to explicitly define "sex," "female," and "male" based on an individual's biologically determined sex and reproductive system. This legislation clarifies the scope of sex-based protections under federal education law. The changes take effect immediately upon enactment.

The American Franchise Act aims to protect the traditional franchise business model by clarifying the definition of a "joint employer." This legislation establishes that a franchisor is only considered a joint employer if it exercises "substantial direct and immediate control" over the essential terms of employment for a franchisee's workers. This change specifically targets liability risks associated with maintaining brand standards, ensuring franchisors are not automatically held responsible for local labor practices. The new standard applies prospectively to future legal proceedings.

The Improving Seniors’ Timely Access to Care Act of 2025 aims to streamline and modernize the prior authorization process within Medicare Advantage plans. This bill mandates the adoption of electronic prior authorization systems and significantly increases transparency regarding approval rates and decision times starting in 2027. Furthermore, it establishes new enrollee protections and grants the Secretary authority to enforce faster decision timeframes for medical services.

The Chloe Cole Act of 2026 establishes a federal private right of action allowing individuals to sue healthcare professionals and institutions for damages related to gender-transition medical interventions performed on them as minors. The bill permits lawsuits regardless of when the intervention occurred and sets a statute of limitations extending 25 years past the individual's 18th birthday. Additionally, it mandates strict liability for such interventions performed after the Act's enactment.

The Daughters of the American Revolution Membership Integrity Act amends the organization’s federal charter to formally define membership eligibility. The bill restricts membership to adult human females, establishing a biological definition for the term "female" based on reproductive system development.

The Protecting Privacy in Purchases Act prohibits payment card networks and processors from assigning specific merchant category codes to firearms retailers. This legislation aims to protect consumer privacy by preventing the tracking of firearm and ammunition purchases through specialized financial classification. The Attorney General is tasked with enforcing these provisions and reporting annually on compliance.

The **21st Century ROAD to Housing Act** is a comprehensive bill designed to significantly increase housing supply, improve affordability, and modernize federal housing programs. It tackles issues from streamlining construction regulations and incentivizing local zoning reform to restricting large corporate home purchases and enhancing financing for manufactured homes. Ultimately, the Act aims to create more pathways to homeownership and ensure safer, more stable rental conditions across the country.

The Freedom of Association in Higher Education Act of 2026 protects students and single-sex social organizations from adverse actions by colleges and universities that receive federal funding. The bill ensures that students can freely join or lead these organizations without facing institutional bias or discrimination based on their membership. It establishes clear standards to prevent schools from penalizing students or organizations solely for maintaining single-sex membership policies.

The End EPA Abuse Act of 2026 aims to significantly limit the regulatory authority of the Environmental Protection Agency (EPA). This bill amends the Clean Air Act to prohibit the EPA from issuing regulations that restrict vehicle sales, mandate fuel-switching at power plants, or reduce electric grid reliability. It also bars the EPA from requiring the use of technologies deemed commercially unavailable, cost-prohibitive without subsidies, or otherwise infeasible.

This bill, the Great American Outdoors Act 250, significantly reforms and renames the existing public lands restoration fund to the America’s Legacy Restoration Fund. It secures dedicated funding streams, primarily from energy revenues and new fees on foreign visitors, to address critical deferred maintenance across the National Park Service, Forest Service, and other public land agencies. The legislation establishes strict spending priorities for infrastructure repair while also creating pilot programs for enhancing outdoor recreation and sportsmen's access. Finally, it mandates increased transparency and accountability through standardized metrics and public reporting on all funded projects.

This resolution celebrates the anniversary of the Supreme Court's *Dobbs* decision, which overturned *Roe v. Wade* and returned authority over abortion to the states. It affirms the right to life as the foremost unalienable right and commits the House to protecting unborn lives. Furthermore, the resolution resolves to support families and uphold the authority of elected representatives to enact laws protecting unborn life.

This bill, the REAL Butter Act, aims to ensure consumer choice by requiring clear and truthful labeling for butter alternatives created through non-agricultural synthesis. It mandates that products marketed as butter but made with synthesized milkfat must be labeled as "lab-created butter." This prevents misbranding by distinguishing these products from traditional butter defined under existing law.

This resolution expresses the sense of the House that parents need clear, accurate, and useful information about video programming content across all platforms to make informed decisions for their children. It calls on the FCC to modernize the current ratings system to ensure consistency, specificity, and transparency across broadcast, cable, and streaming services. The bill emphasizes that any updated system must include meaningful input from parents and public advocates, not just industry representatives.

This bill, the TOURS Act, codifies the annual report on veteran suicide prevention and requires the VA Secretary to submit it to Congress. It also directs the VA to conduct a two-year study on the impact of the Department's Chaplain Service and faith-based programs on veteran suicide risk. The study must analyze engagement data while strictly protecting veteran privacy and confidentiality.

The Timeshare Transparency Act aims to protect consumers by establishing mandatory disclosure requirements for all timeshare purchases. This includes providing buyers with a complete, itemized cost breakdown and clear options for ending ownership. The Act also grants buyers a 14-day right to cancel the agreement without penalty, with enforcement handled by the Federal Trade Commission.

The "No Safe Haven for Terrorist Families Act" amends immigration law to bar entry to and mandate the deportation of specified close family members of foreign threat actors, including designated terrorists and senior officials from adversarial nations. This measure expands inadmissibility grounds to address national security risks posed by relatives of individuals involved in terrorism, state sponsorship of terrorism, or significant corruption. The Act requires mandatory visa revocation and prioritizes the removal of these inadmissible individuals, eliminating most forms of discretionary relief.

This act establishes a preference for using American-made mass timber and innovative wood products in federal public building projects. It mandates that these materials must be sourced from U.S. facilities and responsibly managed forests. Furthermore, the bill requires a lifecycle assessment to measure the climate impact of these new wood-based federal buildings.

This act simplifies annual reporting for employee benefit plans by modernizing the Form 5500 filing process. It extends the filing deadline and allows for the use of electronic signatures on required reports. These changes aim to streamline compliance for plan administrators.