Legislative Activity

The Community Bank Deposit Access Act of 2025 creates a limited exception to brokered deposit rules for certain "custodial deposits" held at eligible community banks (under $10 billion in assets). This exception allows these banks to treat these specific fiduciary deposits as non-brokered, up to 20% of total liabilities. The bill also imposes an interest rate cap on these deposits if an eligible institution falls below well-capitalized status.

The American Access to Banking Act aims to make it easier to start new banks and credit unions by streamlining the application process and reducing paperwork. It establishes dedicated caseworkers and a mentor-protégé program to guide new applicants through regulatory requirements. Furthermore, the bill mandates that federal agencies develop plans to engage with state regulators and stakeholders to foster the creation of new financial institutions.

The Keeping Deposits Local Act amends federal law to adjust how reciprocal deposits are treated for institutions, potentially encouraging local deposit retention. It modifies the definition of an "agent institution" based on its financial health rating. Furthermore, the bill mandates a study by the FDIC on the performance, usage, and risks associated with reciprocal deposits.

The **21st Century ROAD to Housing Act** is a comprehensive bill aimed at increasing housing supply, improving affordability, and modernizing federal housing finance and oversight. It introduces numerous pilot programs and voluntary guides to encourage zoning reform, streamlines environmental reviews, updates rules for manufactured housing, and strengthens accountability for federal housing agencies. Ultimately, the Act seeks to reduce regulatory burdens and expand access to homeownership and stable rentals for low- and moderate-income Americans.

The Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2027, provides essential funding for Department of Defense facility construction and the Department of Veterans Affairs’ medical, benefit, and research programs. The bill allocates significant resources toward military housing, infrastructure, and toxic-exposure health care, while establishing strict oversight, reporting requirements, and spending limitations. These measures ensure accountability in defense construction projects and protect access to vital services for veterans and their families.

The Monitor Accountability Act establishes new federal rules to increase oversight and transparency for court-appointed monitors overseeing state or local governments. This legislation sets limits on monitor compensation, imposes a five-year term limit for service, and requires public comment before an appointment is finalized. Furthermore, the Act mandates annual public accounting of services and fees for all active monitorships.

The Cashless Bail Reporting Act mandates that states and local governments receiving specific federal grants must report annual data on their use of cashless bail systems. This data includes the number of individuals released, subsequent failures to appear, and new arrests while on pretrial release. Furthermore, the Act requires the Attorney General to annually publish a list of jurisdictions that permit pretrial release without cash bail for certain offenses threatening public safety.

This bill directs the President to remove all U.S. Armed Forces from hostilities against Iran within 30 days, utilizing the authority granted by the War Powers Resolution. Congress asserts this action is necessary as it has not formally declared war or authorized military force against Iran. The resolution explicitly preserves the ability of the U.S. to defend itself, its allies, and its facilities from imminent attack, and does not interfere with intelligence-gathering activities.

The Keeping Violent Offenders Off Our Streets Act of 2025 targets fraud in the bail process. This legislation amends federal law to specifically disqualify individuals who commit fraud related to posting bail from participating in certain bail-related activities.

This resolution urges the President to prioritize securing the release of several specific religious and political detainees, including Pastor Jin Mingri, Pastor Gao Quanfu and his wife Pang Yu, Dr. Gulshan Abbas, and Jimmy Lai, during future engagements with the President of China. It condemns the ongoing detention of these and other individuals by the People's Republic of China. The bill calls for the President to seek proof of life, legal counsel, and medical access for those unjustly held.

This resolution designates May 2025 as Jewish American Heritage Month to recognize the significant contributions of Jewish Americans to the nation. It also addresses the concerning rise in antisemitism across the country. The bill calls on leaders to actively counter hate, educate the public on Jewish heritage, and ensure the safety and dignity of Jewish Americans.

This resolution expresses strong support for law enforcement officers, recognizing their vital role in protecting communities and upholding the rule of law. It acknowledges the daily sacrifices officers make and affirms their essential contributions to public safety. The resolution also opposes policies that undermine law enforcement, such as defunding efforts and sanctuary policies.

This bill, the Nationwide Consumer and Fuel Retailer Choice Act of 2025, makes two major changes: it allows for the year-round sale of E15 gasoline and reforms the Renewable Fuel Standard (RFS) for small refineries. The RFS reform phases out existing small refinery exemptions starting in 2028, replacing them with a 75% compliance obligation reduction. The Act also directs the EPA to update fuel infrastructure rules for E15 distribution.

This resolution officially designates May 15, 2026, as Peace Officers Memorial Day and the week of May 10-16, 2026, as National Police Week. It honors the service and sacrifice of law enforcement officers killed in the line of duty, specifically recognizing 363 officers lost in 2025. The bill expresses unwavering support for law enforcement and acknowledges the need for proper resources to ensure officer safety.

This bill repeals Section 11 of House Resolution 1224, rendering that specific provision void and unenforceable.

This resolution establishes the House floor schedule for considering five specific legislative items. It sets the debate parameters and limits procedural motions for bills concerning cashless bail disclosure, bail fraud, court monitors, support for law enforcement, and the military construction/VA appropriations bill for FY 2027. The process streamlines consideration for all five measures by waiving most procedural objections.

The Combating Organized Retail Crime Act of 2025 aims to combat sophisticated, cross-jurisdictional organized retail and supply chain theft. It achieves this by strengthening federal laws regarding money laundering and stolen property offenses, including lowering monetary thresholds for prosecution. Furthermore, the bill establishes a dedicated Center within the Department of Homeland Security to coordinate federal, state, and local enforcement efforts against these criminal organizations.

The Save Our Shrimpers Act mandates that the U.S. representative at international financial institutions must vote against and formally oppose any financial assistance for projects related to shrimp farming, processing, or exports in borrowing countries. This action aims to protect the domestic shrimping industry. The Treasury Secretary can waive this requirement if deemed in the U.S. national interest, and the mandate is set to expire after seven years.

This bill allows the Federal Energy Regulatory Commission (FERC) to grant licensees of certain hydropower projects, licensed before March 13, 2020, an extension of up to six additional years to begin construction. This extension is available upon request and demonstration of good cause. The legislation also addresses projects whose original deadlines expired recently, allowing for reinstatement of the license before the extension period begins.

The Tribal Trust Land Homeownership Act of 2025 establishes a new program to expedite mortgage processing for tribal members seeking to buy, build, or improve homes on trust land. It mandates strict, short deadlines for the Bureau of Indian Affairs (BIA) to approve or deny mortgage applications, with automatic approval if deadlines are missed. The Act also creates a Realty Ombudsman position within the BIA to ensure compliance and resolve disputes related to these land transactions.