PolicyBrief
S. 466
119th CongressFeb 6th 2025
Fairness for Disabled Young Adults Act
IN COMMITTEE

The "Fairness for Disabled Young Adults Act" amends the Social Security Act to increase the age threshold for child's insurance benefits based on disability from 22 to 26.

Bill Cassidy
R

Bill Cassidy

Senator

LA

LEGISLATION

Disability Benefits for Young Adults Extended to 26 in New Bill

The "Fairness for Disabled Young Adults Act" is straightforward: it bumps up the age limit for young adults with disabilities to receive Social Security benefits. Instead of getting cut off at 22, they can now receive support up to age 26. (SEC. 2)

What's Actually Changing?

Right now, if you're considered a disabled "child" under Social Security rules, your benefits typically end at 22. This bill changes that by amending Section 202(d) of the Social Security Act. It simply raises the age cap to 26. This means those extra four years could be a lifeline for young adults who need continued financial and healthcare support. It also updates several other sections of the Social Security Act to keep things consistent, all raising the relevant age from 22 to 26. (SEC. 2)

Real-World Impact

Imagine a young adult with a severe disability, living at home and relying on their parents. At 22, they might lose crucial benefits, just when they're navigating that tricky transition to adulthood. This bill gives them more time. Think of someone like Sarah, 23, who has cerebral palsy. She's working part-time, but still needs her parents' help and those Social Security benefits to cover medical expenses. This bill could mean she has four more years of that support, giving her a better shot at independence.

The Bigger Picture

While this seems like a simple age change, it's a big deal for families. It means less financial stress and more stability for young adults with disabilities. It also acknowledges that "adulthood" doesn't magically happen at 22, especially for those facing significant challenges. This bill might add some weight to the Social Security system, but it's a targeted change to help a group that really needs it. It's about giving a bit more breathing room to those who could use it most, and a little more fairness in how we support young adults with disabilities.