PolicyBrief
S. 267
119th CongressJan 28th 2025
Restoring Access to Mountain Homes Act
IN COMMITTEE

This bill authorizes FEMA to reimburse state, tribal, and local governments for the repair and restoration of private roads and bridges in North Carolina damaged by Tropical Storm Helene.

Ted Budd
R

Ted Budd

Senator

NC

LEGISLATION

Restoring Access to Mountain Homes Act: FEMA to Reimburse Private Road and Bridge Repairs Following Tropical Storm Helene

If you live in North Carolina and rely on a private road or bridge that Tropical Storm Helene wiped out, you know the nightmare of being literally cut off from the world. Usually, FEMA is pretty strict about only fixing public infrastructure, leaving homeowners on private drives to foot massive repair bills or DIY their way back to civilization. The Restoring Access to Mountain Homes Act changes the game by allowing state, tribal, and local governments to get federal reimbursement for fixing private roads and bridges, even if they weren't in perfect shape before the storm hit.

The Lifeline Provision

To qualify for this help, the road or bridge has to be the only way to get to a primary residence or essential community services. We’re talking about the single gravel road that gets you to your front door or the bridge that the ambulance needs to cross to reach your neighborhood. Under Section 2 of the bill, local governments can now step in, perform the repairs, and send the bill to FEMA under the Public Assistance program. This is a massive shift from the usual red tape that often leaves private infrastructure in a jurisdictional no-man's-land during disaster recovery.

Engineering the Fix

One of the smartest parts of this bill is how it handles the money. Instead of bureaucrats guessing the costs, the FEMA Administrator must use estimates certified by professionally licensed engineers. According to the text, once an engineer signs off on the scope and cost, those numbers are presumed reasonable unless there’s actual evidence of fraud. This means if you're a contractor or a local official, you have a clear, professional benchmark to work from, which should theoretically speed up the process of getting asphalt on the ground and steel in the air.

Choosing Your Recovery Path

For homeowners who have already dipped into their own pockets or received a small amount of individual FEMA assistance (under Section 408), the bill offers a choice. You can either keep that individual money and finish the job yourself, or you can return it and let the government handle the repair through this new reimbursement program. Importantly, if you choose to keep your individual assistance for the road, it won’t count against the maximum cap of other FEMA aid you might need for home repairs or personal property. It’s a flexible approach that recognizes people are already trying to piece their lives back together and shouldn't be penalized for starting early.