PolicyBrief
S. 267
119th CongressJan 28th 2025
Restoring Access to Mountain Homes Act
IN COMMITTEE

The "Restoring Access to Mountain Homes Act" allows FEMA to reimburse state, tribal, and local governments for repairs to private roads and bridges damaged by Tropical Storm Helene in North Carolina, provided they are the sole access to homes or essential services and meet specific conditions.

Ted Budd
R

Ted Budd

Senator

NC

LEGISLATION

New Bill Offers NC Homeowners Reimbursement for Storm-Damaged Private Roads and Bridges

The "Restoring Access to Mountain Homes Act" is stepping in to help North Carolina residents whose homes were cut off due to private road and bridge damage from Tropical Storm Helene. Here’s the deal: If your only way in or out was wrecked by the storm, this bill lets state, tribal, and local governments get reimbursed for fixing those private access points. This isn't about pre-existing conditions; it's about restoring essential access, plain and simple.

Road to Recovery

This bill specifically targets damage from Tropical Storm Helene under disaster declaration FEMA4827DRNC. It allows reimbursement for repairs or even full replacement of private roads and bridges that are the sole access route to homes or essential services. Think of a rural homeowner whose driveway bridge washed out – this bill is designed for them. But there are checks in place. Government officials have to inspect the damage to make sure the repairs are actually needed and cost-effective (Section 2). Plus, the roads or bridges have to stay open during repairs to keep disaster recovery efforts moving. No cutting corners or shutting things down completely.

Show Me the Money (and the Paperwork)

To get reimbursed, state and tribal governments need to follow FEMA's documentation rules for all repair costs (Section 2). They also need permission to do the work and must comply with all the usual state and federal regulations for permanent construction projects. If you’re a homeowner who already got some help under section 408 of the Stafford Act, you have a choice: stick with that assistance or return the funds to get reimbursement under this new bill. Either way, it won't mess with your maximum assistance limit. The bill also requires certified cost estimates from licensed engineers, and those estimates are considered legit unless there's clear evidence of fraud (Section 2). This helps streamline the process and prevent price gouging, but it’s also a place to watch for potential inflated costs.

Real-World Impact

Imagine a family in the mountains whose only road access was wiped out by the storm. This bill means they’re not stranded. It means local governments can get reimbursed for fixing that road, restoring access to homes, emergency services, and essential community resources. For licensed engineers, it means work – providing those certified cost estimates. While the bill aims for efficiency, there's always the potential for abuse, like inflated estimates or unnecessary repairs. But the overall goal is clear: get people back on their feet and connected after a disaster. It will be interesting to see how it plays out and if the focus on keeping costs reasonable, as stated in the bill, really holds up in practice.