This Act establishes an interagency task force, led by the FTC and DOJ, to develop and implement a national strategy to combat scams through coordination, education, and enforcement.
Robert Menendez
Representative
NJ-8
This Act establishes the **Strategic Task Force on Scam Prevention**, an interagency group led by the FTC and DOJ, to combat fraud. The task force is charged with developing and implementing a national strategy that includes public education, industry coordination, and enhanced enforcement actions. It will also coordinate with international partners and report annually on its efforts to reduce financial losses from scams.
If you’ve ever had a grandparent nearly lose their savings to a gift card scammer, or if your inbox is constantly flooded with phishing attempts, this bill is aimed squarely at your problem. The Strategic Task Force on Scam Prevention Act isn’t about creating a new law; it’s about making the existing ones work better by forcing ten different federal agencies to coordinate their efforts against fraud. Led by the Federal Trade Commission (FTC) and the Department of Justice (DOJ), this task force is essentially the Avengers of fraud prevention, bringing together everyone from the FBI and the Secret Service to the Social Security Administration (SSA) and the Federal Communications Commission (FCC).
For years, scamming has been a whack-a-mole game, often because the criminals operate across state lines, international borders, and multiple technological platforms. This task force is designed to stop that by developing a unified national strategy. This means they will pool data from critical sources like the FTC’s Consumer Sentinel Network and the FBI’s Internet Crime Complaint Center (IC3). The goal is to see the whole picture of fraud, not just the isolated incidents reported to individual agencies. For the average person, this could mean faster identification of common scams and, crucially, better resources to help victims recover their money—a provision specifically required by the bill.
One of the most interesting parts of this strategy is the required consultation list. The task force isn’t just talking to law enforcement; they have to sit down with the people who actually run the platforms where scams thrive. This includes representatives from cryptocurrency platforms, peer-to-peer payment platforms (think Venmo or Cash App), social media companies, and even companies involved in generative artificial intelligence (AI). Why AI? Because deepfakes and sophisticated automated phishing campaigns are the future of fraud, and the government is trying to get ahead of the curve. This coordination is key, as it forces the platforms themselves to be part of the solution, potentially leading to better security features and faster takedowns of fraudulent accounts.
The task force’s duties aren’t just about enforcement; they also mandate extensive public education efforts. This means the federal government will be required to fund and coordinate campaigns to teach people how to spot the latest scams, which is a huge benefit for everyone from high school students to retirees. Furthermore, the bill mandates consultation with consumer advocacy groups, State attorneys general, and local law enforcement. This ensures the national strategy isn’t cooked up in a DC vacuum but is informed by the real-world experiences of the people on the ground who are actually taking the initial scam reports. The success of this effort hinges on this interagency and inter-jurisdictional cooperation. The task force has a 10-year lifespan, giving it a clear runway to establish the strategy, but also a built-in deadline to prove its worth. Within one year of enactment, the task force must submit a public report to Congress detailing exactly what actions they have taken, ensuring transparency and accountability for their progress.