PolicyBrief
H.R. 5345
119th CongressSep 17th 2025
Improving Social Security’s Service to Victims of Identity Theft Act
AWAITING HOUSE

This bill mandates the Social Security Administration to assign a dedicated point of contact to individuals affected by Social Security identity theft until their case is fully resolved.

David Kustoff
R

David Kustoff

Representative

TN-8

LEGISLATION

SSA Bill Mandates Single Point of Contact for Identity Theft Victims: What This Means for Your Stolen SSN

If you’ve ever had your identity stolen, especially involving your Social Security Number (SSN), you know the nightmare of getting it sorted out. It often means endless phone calls, being bounced between departments, and explaining the same traumatic story to five different people. This proposed legislation, the Improving Social Security’s Service to Victims of Identity Theft Act, aims to end that bureaucratic runaround.

The End of the SSA Maze

This bill cuts straight to the chase: it requires the Commissioner of Social Security to set up a system where anyone whose SSN has been misused, or whose Social Security card was lost during mailing, gets a single, dedicated contact person at the SSA. Think of this person as your assigned case manager. Their job isn’t just to answer the phone; they must track your case from start to finish—until it’s “fully resolved”—and coordinate with every necessary SSA unit to fix the problem fast. This dedicated service must be up and running within 180 days of the bill becoming law (SEC. 2).

Why This Matters for Your Wallet and Your Sanity

For regular folks, this is a massive upgrade to the customer service experience. Right now, if a scammer uses your SSN to file a fraudulent claim, you might spend weeks trying to figure out which SSA office handles the fraud investigation, which handles benefit corrections, and which handles issuing a new card. This bill forces the SSA to put one person (or a dedicated team) in charge of navigating that mess for you. Instead of you chasing down the SSA, the SSA’s designated contact chases down the internal departments.

Crucially, the bill mandates that even if the specific employee handling your case changes (which the SSA is allowed to do), the agency must have procedures to ensure the case history and records remain continuous (SEC. 2). This means no more starting from scratch with every new person you talk to. For someone who has already lost time and money due to identity theft, having one accountable person handling the cleanup is a game-changer that respects your time and intelligence.

The Fine Print: Staffing and Accountability

The legislation specifies that this single point of contact must be a team or subset of employees who are qualified to coordinate across the agency and are “held accountable” for the case until resolution. While the bill doesn’t detail the specific qualifications, this requirement means the SSA can’t just assign this sensitive job to entry-level staff without the authority to make things happen. The vagueness here is medium; the SSA gets discretion in how they staff the team, but the mandate for coordination and accountability is clear.

From the agency's perspective, this means a new administrative requirement and likely dedicated staffing resources. However, by centralizing these complex, high-stress cases, the SSA might actually streamline its own workflow, freeing up general customer service lines from dealing with the most complicated identity theft fallout. Ultimately, this bill is a straightforward win for anyone who values efficiency and sanity when dealing with a massive government bureaucracy.