PolicyBrief
H.R. 4464
119th CongressJul 16th 2025
Preventive Health Savings Act
IN COMMITTEE

This act requires the CBO to score the long-term budget savings resulting from preventive healthcare measures when requested by key committee leaders.

Jay Obernolte
R

Jay Obernolte

Representative

CA-23

LEGISLATION

New Budget Rule Allows Scorekeepers to Look 30 Years Out for Preventive Health Savings

The Preventive Health Savings Act isn't about setting up new clinics or lowering your co-pay next week. It's a wonky but important change to how Congress’s non-partisan scorekeeper, the Congressional Budget Office (CBO), calculates the financial impact of health legislation. Essentially, this bill gives the CBO permission to look way down the road—up to 30 years—to see if a bill focused on prevention will save the government money in the long run.

The Budget Scorecard Gets a Long-Term View

Right now, most bills get scored over a standard ten-year window. If a bill costs a lot upfront but saves money later (say, by funding diabetes prevention programs that reduce future hospitalizations), those long-term savings often don't count toward the official score. This bill attempts to fix that for preventive health measures. If the top leaders of the relevant budget committees request it, the CBO Director must estimate if a proposed law will lead to "net budget savings" from preventive care in the "budgetary outyears." That’s policy-speak for years 11 through 30.

Why This Matters for Your Wallet and Health

Think of it this way: You can pay $50 now for a preventative maintenance check on your car, or you can pay $5,000 later when the engine blows up. Current budget rules often only see the $50 cost. This new rule allows the CBO to account for the $5,000 you avoid spending later. For everyday folks, this procedural change is crucial because it makes it easier for Congress to pass bills that invest in things like early childhood nutrition, widespread vaccination programs, or chronic disease management. These are the programs that keep people working, reduce emergency room visits, and ultimately, lower the overall cost of healthcare for everyone—even if they seem expensive on day one.

The Fine Print: Supplementary Scores and Vague Definitions

There are two key catches here. First, the CBO Director may prepare a budget projection looking out 30 years, but any savings found are explicitly designated as supplementary. That means these long-term savings can’t be used to make the bill comply with existing budget rules or enforcement controls. They are extra information, not part of the official compliance score. Second, the definition of "preventive health care" is pretty broad—it’s "any action aimed at keeping the public... healthy and well" using methods backed by "solid, public evidence." While this flexibility is good, it also leaves the door open for debate about what evidence is "solid" enough to qualify for this special, long-term scoring treatment.