This bill directs the Secretary of Housing and Urban Development to annually report to Congress on state and local strategies that successfully promote affordable housing.
Sheila Cherfilus-McCormick
Representative
FL-20
This bill directs the Secretary of Housing and Urban Development (HUD) to submit an annual report to Congress. This report must analyze successful state and local strategies aimed at promoting affordable housing. The goal is for Congress to use this analysis to shape effective federal policies supporting local efforts to combat the national housing crisis.
This new legislation requires the Secretary of Housing and Urban Development (HUD) to send Congress a detailed report every year analyzing what’s actually working at the state and local levels to promote affordable housing. While it sounds like pure government paperwork, the goal is to stop throwing darts in the dark and start basing federal housing policy on real-world successes. This report is mandated under Section 2 and must include policy suggestions for Congress on how to best support these effective local plans.
Congress is pretty clear in Section 1 that we’re in a national housing crisis—millions of homes short, and renters are getting squeezed. The bill acknowledges that most of the heavy lifting on things like zoning and local regulation has to happen at the state level. So, before the federal government steps in with big solutions, they want to know which state and city strategies are actually making a dent. Think of it as a quality control check on local housing experiments.
The good news is that HUD isn’t starting from scratch. They already run something called the Regulatory Barriers Clearinghouse. This is basically a database that tracks local rules that might be driving up housing costs (like overly restrictive zoning) and also collects info on successful projects. This bill formalizes the use of that existing data. Every year, HUD has to analyze the information already in that Clearinghouse, identifying the successful strategies that are actually getting affordable homes built.
If your state or city has implemented a successful strategy—maybe they streamlined the permitting process, or maybe they allowed denser housing near transit hubs—that success is now supposed to be highlighted in a report that goes directly to Congress. For example, if a small city managed to cut the average time to approve a new apartment complex from 18 months to 6 months, and that led to more construction, HUD is supposed to flag that strategy. The ultimate purpose of this is outlined in Section 2 (b)(2): the HUD Secretary must provide Congress with specific policy recommendations on how to use federal resources to help other states replicate those successful local efforts.
On the surface, this is an administrative bill, but its potential impact is significant. It forces federal lawmakers to look at evidence before crafting new housing laws, which could lead to smarter, more targeted federal aid. Instead of blanket programs, Congress might start funding specific state initiatives that have proven track records. This could be a win for anyone struggling with housing costs, as it aims to accelerate the adoption of effective solutions nationwide. It’s essentially Congress saying, “Show us the receipts before we write the check.”