PolicyBrief
H.R. 2428
119th CongressMar 27th 2025
Wildfire Homeowner Relief Act
IN COMMITTEE

The "Wildfire Homeowner Relief Act" directs the Comptroller General to study the feasibility of a federal program to purchase properties in high-risk wildfire areas, aiming to reduce wildfire risks and property damage.

Laura Friedman
D

Laura Friedman

Representative

CA-30

LEGISLATION

Wildfire Relief Act Orders 12-Month Study on Federal Buyouts for High-Risk Homes

This part of the Wildfire Homeowner Relief Act doesn't create a new program just yet, but it kicks off a major investigation. It directs the Government Accountability Office (GAO) – think of them as Congress's independent watchdog – to spend the next 12 months figuring out if a federal program to buy out homes in high-risk wildfire areas makes sense.

Blueprint for Buyouts: What the Feds Want to Know

The GAO isn't just kicking the tires; they've got a detailed checklist. Section 2 mandates they look into the nitty-gritty of how a potential buyout program could work, both before and after a major wildfire. Key questions include:

  • Tracking the Transactions: Can we build a national database to see where buyouts have already happened using federal dollars?
  • Agency Coordination: How can agencies like FEMA and HUD share notes effectively when buyouts are happening?
  • Learning from the Past: How would a wildfire-specific buyout program compare to existing disaster buyout initiatives?
  • Who's in Charge?: Which federal agency makes the most sense to run such a program?
  • After the Sale: What should happen to the land? The study needs recommendations that prioritize reducing future wildfire risk, consider the unique needs of rural vs. urban and lower-income vs. wealthier communities, and allow local flexibility.
  • Drawing the Lines: How should eligibility work? This involves mapping high-risk zones and figuring out where buyouts would be most effective.
  • Defining the Terms: The study also needs to nail down clear definitions for terms like "disadvantaged community" and "catastrophic wildfire" to ensure everyone is on the same page.

From Study to Street Level: Potential Downstream Effects

Right now, this is about research, not relief checks. The immediate impact is the cost and effort of the GAO study itself. However, the findings of this report, due within a year of the Act's passage, could lay the groundwork for significant policy changes. If the study concludes a federal buyout program is feasible and recommends its creation, it could eventually offer a pathway for homeowners trapped in increasingly risky fire zones to voluntarily sell their property to the government.

This could fundamentally change how we manage wildfire risk, shifting focus towards proactive relocation in certain areas. Of course, any future program would come with costs for taxpayers and raise questions about who qualifies and how land is managed long-term. For now, though, the focus is squarely on gathering the data and expert analysis needed to make an informed decision.