PolicyBrief
H.R. 1981
119th CongressMar 10th 2025
Choice in Affordable Housing Act of 2025
IN COMMITTEE

The "Choice in Affordable Housing Act of 2025" aims to incentivize landlord participation in the Housing Choice Voucher program, expand housing options for voucher holders, and modernize program management.

Emanuel Cleaver
D

Emanuel Cleaver

Representative

MO-5

LEGISLATION

Housing Choice Voucher Program Gets a Boost: New Bill Offers Cash to Landlords, Faster Inspections

The Choice in Affordable Housing Act of 2025 is shaking up the Housing Choice Voucher program (Section 8), aiming to get more landlords on board and give renters more options, especially in areas with better schools, jobs, and transportation (SEC. 4). The main idea? Make it easier and more profitable for landlords to accept vouchers.

Sweetening the Deal for Landlords

This bill tackles the declining landlord participation head-on (SEC. 3). Here’s how:

  • Cash Incentives: Landlords in low-poverty areas (under 20% poverty rate) who haven't previously participated can get a one-time bonus payment of up to twice the monthly rent when they sign up a voucher holder (SEC. 5). Think of it like a signing bonus for bringing in a new tenant.
  • Security Deposit Help: The government will now help cover security deposits for voucher holders, prioritizing those with the lowest incomes (SEC. 5). This takes a big financial burden off renters and gives landlords extra assurance. Landlords can still deduct for damages beyond normal wear and tear, but there's a process for tenants to dispute unfair charges.
  • Landlord Liaisons: Public Housing Agencies (PHAs) get bonus payments for hiring dedicated staff (or partnering with services) to support landlords. These liaisons will handle outreach, education, and even run a hotline to answer landlord questions (SEC. 5). Basically, it's about making the program more user-friendly for property owners.

Cutting Through Red Tape

The bill also aims to streamline the often-criticized inspection process (SEC. 6):

  • Pre-Approval for New Landlords: PHAs can now inspect a unit before a tenant even picks it. If it passes, it's good to go for 60 days, speeding up the move-in process considerably (SEC. 6).
  • Cross-Program Inspections: If a unit already passed inspection within the last year under programs like Low-Income Housing Tax Credit or the HOME Investment Partnerships Program, it's automatically considered compliant for Section 8, provided the PHA can access the inspection results (SEC. 6). This eliminates redundant inspections.

Rent Calculations Get Smarter

The bill requires wider use of "Small Area Fair Market Rents" (SAFMRs) (SEC. 7). Instead of setting rents for an entire metro area, SAFMRs look at ZIP codes. This means:

  • More Options: Voucher holders aren't priced out of certain neighborhoods within a city.
  • Hold Harmless: If the new calculation would lower a family's assistance, they keep the higher amount as long as they stay in the same place (SEC. 7).

Tracking the Results

For five years, the Department of Housing and Urban Development (HUD) has to report annually on how well the Act is working (SEC. 9). This includes tracking the number of landlords accepting vouchers, especially in high-opportunity areas, and the number of units available. This is crucial for seeing if these changes actually make a difference.

The Bottom Line

The Choice in Affordable Housing Act of 2025 is a multi-pronged approach to fixing some of the biggest problems with the Housing Choice Voucher program. By offering financial incentives, reducing administrative hassles, and updating rent calculations, the bill aims to make it a win-win for both landlords and renters. The annual reporting requirement adds a layer of accountability, ensuring that these changes are actually achieving their goals. The Herschel Lashkowitz Housing Partnership Fund is authorized for $100,000,000 each year from 2025-2029 to help pay for all of this (SEC. 5).