This bill clarifies that fully implanted active middle ear hearing devices are prosthetics under Medicare, ensuring coverage.
Michelle Fischbach
Representative
MN-7
The Hearing Device Coverage Clarification Act requires the Centers for Medicare & Medicaid Services to clarify that fully implanted active middle ear hearing devices are prosthetics, not hearing aids, and thus not subject to the hearing aid coverage exclusion under the Social Security Act. This clarification must be made within 60 days of the Act's enactment. The Act ensures these devices are recognized as prosthetics, as defined in existing regulations.
The "Hearing Device Coverage Clarification Act" is pretty straightforward: It makes sure Medicare covers fully implanted active middle ear hearing devices. Basically, it tells the Centers for Medicare & Medicaid Services (CMS) to clarify that these devices are considered "prosthetics," not "hearing aids," within 60 days of the bill's enactment. Why? Because under current rules (section 1862(a)(7) of the Social Security Act), hearing aids aren't covered by Medicare, but prosthetics are.
The bill relies on the definition of "prosthetic" already used in federal regulations (section 414.202 of title 42, Code of Federal Regulations, if you want to get technical). The key takeaway is that fully implanted active middle ear hearing devices are different from your typical behind-the-ear hearing aids. Think of it like this: a prosthetic limb replaces a missing body part and its function, while a hearing aid simply amplifies sound. These implanted devices are more like the former.
This clarification could be a game-changer for folks who need these specific types of implants. Imagine someone who's struggled with hearing loss for years, tried traditional hearing aids without success, and now has the option of a fully implanted device that could significantly improve their hearing. This bill means they won't be stuck with a massive bill because Medicare will cover it as a prosthetic.
This bill is about making sure people who need these advanced hearing devices can actually afford them. It's a targeted fix to a specific issue within Medicare's coverage rules. By clarifying the definition, the bill cuts through red tape and potentially improves the quality of life for people with significant hearing loss.