PolicyBrief
H.R. 1732
119th CongressFeb 27th 2025
Governing Unaccredited Representatives Defrauding VA Benefits Act
IN COMMITTEE

Reinstates penalties for individuals charging veterans unauthorized fees for assistance with VA benefits claims.

Chris Pappas
D

Chris Pappas

Representative

NH-1

LEGISLATION

GUARD VA Benefits Act Reinstates Penalties for Charging Veterans Unauthorized Fees

The GUARD VA Benefits Act is pretty straightforward: it puts the teeth back into rules against charging veterans for help with their VA benefits claims. Basically, if someone is not accredited to help with VA claims and they're charging vets for their services, they're breaking the law and can be fined.

Protecting Vets' Wallets

The core idea here is to shield veterans from getting ripped off. We're talking about folks who served our country, and this bill, Governing Unaccredited Representatives Defrauding VA Benefits Act or the GUARD VA Benefits Act, aims to make sure they're not preyed upon when they're trying to get the benefits they've earned.

Specifically, the bill amends section 5905 of title 38, United States Code. It changes the heading from "Penalty" to "Penalties" – a small change that signals a bigger one. Now, anyone who "solicits, contracts for, charges, or receives" any fee that's not authorized is going to face fines as laid out in title 18. Think of title 18 as the rulebook for federal crimes and their punishments. The only exceptions here are those spelled out in sections 5904 or 1984, which deal with accredited representatives – basically, the people who are allowed to help with claims in specific ways.

Real-World Impact

Imagine a veteran, maybe a retired mechanic or a former office worker, trying to navigate the VA system. It's complicated stuff. Now, picture someone offering to "help" them…for a hefty, unauthorized fee. This bill is designed to stop that. It means that veterans have a clearer path to getting assistance without worrying about being scammed, and if someone does try to scam them, there are real consequences.

The Bottom Line

This bill reinstates protections that were already supposed to be there. It's about making sure the system works the way it should, protecting those who've served, and ensuring that when they need help, they get it from the right people, without getting taken advantage of. It closes a loophole that could allow some bad actors to profit off of veterans' benefits, and it reinforces the importance of working through accredited channels when dealing with VA claims.