The VSAFE Act of 2025 establishes a dedicated VA officer to combat fraud targeting veterans, enhances reporting and coordination efforts, and extends certain pension payment limitations.
Ken Calvert
Representative
CA-41
The Veterans Scam And Fraud Evasion Act of 2025, or VSAFE Act, establishes a dedicated Veterans Scam and Fraud Evasion Officer within the Department of Veterans Affairs. This Officer will be responsible for developing strategies to prevent, report, and respond to fraud targeting veterans and their families. The Act also mandates improved communication, training, and coordination across federal agencies to better protect veterans' benefits and identities. Finally, this bill makes a minor technical adjustment to extend the expiration date of certain existing limits on pension payments.
The Veterans Scam And Fraud Evasion Act of 2025, or VSAFE Act, is basically setting up a dedicated anti-fraud SWAT team within the Department of Veterans Affairs (VA). The core of this bill is the creation of a new position: the Veterans Scam and Fraud Evasion Officer. This Officer’s job is to be the VA’s central point person for tackling the constant barrage of scams hitting veterans, their families, and survivors. They are tasked with developing solid plans for prevention, reporting, and quick response when fraud incidents occur, including issuing clear and timely communications to everyone affected.
Section 2 lays out the blueprint for this new Officer, who is essentially responsible for making sure the VA stops playing defense and starts playing offense against fraudsters. This isn't just an internal IT security job; it’s about outreach and coordination. The Officer must create consistent rules and advice on how to spot and report scams, actively promote the VA's VSAFE Fraud Hotline and VSAFE.gov website, and track fraud metrics to spot trends before they get out of hand. Think of it this way: if a new phishing scam starts targeting veterans’ disability payments, this Officer is the one who ensures the VA knows about it immediately, warns every veteran, and coordinates with law enforcement.
Crucially, this role requires a "whole-of-Government" approach. The Officer must coordinate with heavy hitters like the Department of Justice (DOJ), the IRS, the Social Security Administration (SSA), and the Department of Defense (DoD). For a veteran who gets hit by a sophisticated identity theft operation, this coordination means they won't have to navigate five different federal agencies just to report the crime and start recovering their identity. They’ll have a central VA resource pointing them to the right place every time.
While the bulk of the bill focuses on fraud prevention, Section 3 contains a small but important administrative change regarding veteran pension payments. Currently, there’s a cap on certain pension payments that was set to expire on November 30, 2031. This bill pushes that expiration date back by two months, extending the limit until January 30, 2032. For the vast majority of veterans, this change won't mean much, but for those receiving benefits under the specific section of the law (Section 5503(d)(7) of title 38, U.S. Code) that limits these payments, it means the existing restrictions on their income will remain in place for an additional 60 days.
The creation of the VSAFE Officer is a big deal because fraud targeting veterans is rampant and constantly evolving. Scammers know veterans often have stable, identifiable income sources and benefits. This new role provides a single point of accountability for protecting those benefits. For example, if you’re a veteran running a small business and you get hit by a sophisticated tax scam disguised as a VA communication, the VSAFE Officer’s mandate ensures the VA is prepared to quickly issue a public warning, provide clear guidance, and coordinate with the IRS to help you recover. The challenge, as noted in the bill, is that this new position doesn't automatically come with extra staff outside of current hiring limits, meaning the Officer will have to be extremely efficient and rely heavily on inter-agency cooperation to make a real difference.