PolicyBrief
H.R. 1644
119th CongressFeb 27th 2025
Copay Fairness for Veterans Act
IN COMMITTEE

The "Copay Fairness for Veterans Act" eliminates copayments for veterans for preventive health services, including medications, hospital care, and medical services.

Lauren Underwood
D

Lauren Underwood

Representative

IL-14

LEGISLATION

Copay Fairness for Veterans Act: Zero Copays for Preventive Care

The "Copay Fairness for Veterans Act" aims to eliminate copayments for veterans when it comes to preventive health services. This includes medications, hospital care, and medical services directly related to preventive care.

No More Copays for Check-Ups

This bill gets rid of copays for a range of preventive services. Think annual check-ups, certain screenings, and vaccinations—basically, the stuff that keeps you healthy in the long run. The bill specifically points to recommendations from the United States Preventive Services Task Force (A or B ratings), the CDC's Advisory Committee on Immunization Practices, and the Health Resources and Services Administration's Preventive Services Guidelines (as of December 30, 2022) to define what counts as "preventive." Also, any FDA-approved contraceptive, and the care that goes with it, is covered.

Real-World Impact

Imagine a veteran who needs regular check-ups to manage a chronic condition. Under this bill, those visits, along with any preventive medications, would be copay-free. Or consider a female veteran who needs access to contraception; this bill ensures she won't face extra costs for that, either.

For example, if a vet needs a colonoscopy based on the USPSTF guidelines (which give it an "A" rating for certain age groups), that procedure would be copay-free. Same goes for recommended vaccines – no out-of-pocket costs for those.

The Big Picture

By removing financial barriers, this bill could encourage more veterans to seek preventive care. This isn't just good for individual vets; it could also lead to lower long-term healthcare costs for the VA, as preventing serious illnesses is generally cheaper than treating them. Section 2 of the bill lays out all the specifics, ensuring that the definition of "preventive health services" is crystal clear and tied to established medical guidelines.